James Hair at CrossCountry Mortgage
Producing Branch Manager | NMLS #1680348
Mortgage Educators
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Houston, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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I had outstanding experience working with James throughout the entire home loan process. From the very beginning, he was knowledgeable, responsive, and truly committed to ensuring I understood every step along the way.What stood out most was...
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Reply from James Hair Mortgage Originator NMLS...
April 2nd, 2026 03:44 PM
Thank you so much for taking the time to share this — it truly means the world to me! Getting you and your family to the closing table is exactly why I do what I do. Homeownership is a big deal, and you deserved someone in your corner every...
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If you’re a realtor, I strongly suggest reaching out to James. He made SURE the deal went through and updated me every step along the way and I forgot to mention that I was the listing agent in this transaction!
James was very kind and patient with me in the process on refinancing my home. He made the process very painless and easy. He is a very knowledgeable and was understanding of my needs. I will definitely be doing business with him in the future....
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Reply from James Hair Mortgage Originator NMLS...
June 24th, 2026 05:25 PM
Ryan, I'm so grateful for your kind words. It's wonderful to hear that you found the refinancing process easy and painless. I look forward to working with you again in the future!
Great experience working with James. Always available by phone / email when you need him. Made sure we were up to date on what we needed to know throughout the entire process. We ran into some challenges along the way and James had it squared...
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Reply from James Hair Mortgage Originator NMLS...
November 7th, 2025 02:34 AM
Thank you so much for this! Working with you guys was a pleasure, and I’m glad we could navigate those challenges together and get you to the finish line. That’s what it’s all about—keeping things moving no matter what comes up.Congratulations...
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Working with James for the first time was a wonderful experience. Even though we’re in different areas, we had great communication and teamwork that made the process smooth and successful for our client. It’s always a blessing to work with...
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Reply from James Hair Mortgage Originator NMLS...
November 7th, 2025 02:36 AM
Elisa Rios, Realtor Thank you so much! Working with you was seamless from start to finish—your professionalism and dedication to your clients made my job easy. It’s always a win when we can partner with agents who truly care about getting deals...
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I couldn’t have asked for a better lender than James. From my first day contacting him he made the process effortless and took the time to explain everything in detail. He secured me a phenomenal rate and was always available to answer all...
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Reply from James Hair Mortgage Originator NMLS...
October 28th, 2025 01:21 AM
Eric Castellano, this means the world to me, brother. It was an absolute pleasure working with you and your family. You made my job easy by being responsive and trusting the process. That rate we locked in for you is going to save you a ton...
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We could not have asked for a better loan officer than James! We started this process with less-than-perfect credit and were working under a serious time crunch. James never made us feel discouraged, he guided us every step of the way, explained...
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Reply from James Hair Mortgage Originator NMLS...
October 2nd, 2025 02:53 AM
Kaleb,This review means the world to me. Thank you.When we first connected, I knew you and Ashlynn were serious about homeownership—you just needed the right team to make it happen. Watching you go from “less-than-perfect credit” to VA-approved...
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I had a tough experience with my previous lender that left me in a stressful spot with only 3 weeks until closing. That’s when I connected with James, and he completely turned things around. He jumped right in, handled everything with professionalism,...
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Reply from James Hair Mortgage Originator NMLS...
September 30th, 2025 05:32 PM
Thank you so much for taking the time to share this Brandon Phan! It truly means the world to me. I remember how stressful that situation was when you came to me, and I’m just grateful I could step in and help make things right. Getting you...
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James provided me exceptional service. His rates were fair and I would definitely use him again!
Reply from James Hair Mortgage Originator NMLS...
June 24th, 2026 05:25 PM
Ryan, I appreciate your kind words and am glad to hear you were happy with the service I provided. It's great to know that you found my rates fair and would consider working with me again. Thank you for your positive feedback!
I want to sincerely thank and recognize the excellent work of James Hair .From the very beginning of my loan process, he demonstrated outstanding professionalism, diligence, and kindness. He was always available to answer my questions with...
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Reply from James Hair Mortgage Originator NMLS...
September 6th, 2025 04:23 PM
Thank you so much for this beautiful and heartfelt review! Your kind words mean the world to me. It was truly an honor to work with you throughout this process, and I'm so grateful that I could help make this journey smooth and stress-free...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Houston, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1680348 | Branch NMLS #2571734
Products & Services
Mortgage Broker
VA Home Loan
Specialities
VA Loans
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Education
- Mortgage Educators8 Hour SAFE Comprehensive Course Completion Certificate
- Mississippi DeltaBanking, Corporate, Finance, and Securities LawA.S. degree
Positions
- CrossCountry Mortagage - Branch ManagerJul 20th, 2026 - Current
Memberships
- Chamber of Commerce
- National Thespian Honor Society
- Mortgage Bankers Association
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Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- 1680348
Gallery
Awards
MLO Award- Tower L...
Top Dollar Real Es...
Associate Engageme...
Achievements
- NMLS
Hobbies
- Animals
- Running
- Swimming
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095