

James Hair at CrossCountry Mortgage
Producing Branch Manager | NMLS #1680348


Mortgage Educators
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Houston, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Reviews from Web
As a real estate broker, I’ve worked with many lenders over the years, and James Hair is one of the best. I’ve worked on multiple transactions with James, and he is consistently professional, knowledgeable, and incredibly responsive.What sets...
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Reply from James Hair Mortgage Originator NMLS...
June 7th, 2026 12:52 AM
@Hartley , thank you so much for that amazing review — it truly means the world to me! Words like that from an experienced broker carry a lot of weight and I don’t take it lightly. It was genuinely a pleasure working with you and I look forward...
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I reached out to James after we'd already been turned away once, and I wasn't expecting much. What stood out right away was how patient and honest he was. He walked us through exactly where we stood, what we needed to do, and what our options...
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I'd been told by another loan officer that what we wanted to do just wasn't going to work. We were looking at land with a manufactured home on it, and I'd pretty much accepted that it wasn't possible. A friend of ours who is a realtor suggested...
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James Hair is the man! He went above and beyond to make our deal happen and couldn't have done it without him!
James is the best!
I have had the opportunity to work with James Hair Mortgage Originator NMLS 1680348 professionally on several real estate transactions and personally when I helped him purchase his own home. That gave me a chance to see firsthand how knowledgeable,...
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Reply from James Hair Mortgage Originator NMLS...
October 14th, 2026 10:33 PM
Erin, thank you so much for this. It genuinely means a lot coming from you, because I chose you as my personal realtor for the same reasons you described here. You show up, you communicate, and you operate with integrity at every step.The fact...
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James is the kind of lender that sees 4 steps ahead. If you need outside of the box strategy, and someone who cares about service, I recommend calling James.
Reply from Owner
October 13th, 2026 05:51 PM
Jason, I'm grateful for your kind words and recommendation. It's rewarding to know that my approach and service at CrossCountry Mortgage, LLC have been helpful to you. If you ever need further assistance, feel free to reach out.
Such a sweet person! Great attitude and so polite
Reply from James Hair
September 26th, 2026 11:02 PM
It was nice to meet you! Please reach out when the time is right:)
#LetscallJames
We had a great experience working with James throughout the process of selling one of our homes. They were professional, responsive, and helpful every step of the way, making the financing process smooth and efficient for everyone involved....
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Reply from Owner
July 31st, 2026 03:31 PM
Scott, I'm so pleased to hear about your positive experience with me during the sale of your home. I appreciate your kind words about my professionalism and responsiveness. It's great to know that the financing process was smooth and efficient...
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James Hair at CrossCountry Mortgage has received a review with 5 star rating from Cherry H
Reply from Owner
July 22nd, 2026 04:26 AM
Thank you for your review! It was such a pleasure working with you!
#LetsCallJames.com
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Houston, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1680348 | Branch NMLS #2571734
Products & Services
Mortgage Broker
VA Home Loan
Specialities
VA Loans
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Education
- Mortgage Educators8 Hour SAFE Comprehensive Course Completion Certificate

- Mississippi DeltaBanking, Corporate, Finance, and Securities LawA.S. degree

Positions
- CrossCountry Mortagage - Branch ManagerJul 20th, 2026 - Current
Memberships
- Chamber of Commerce
- National Thespian Honor Society
- Mortgage Bankers Association
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Year Started
2017
Time Zone
Central Standard Time (CST)
Licenses
- 1680348
Gallery

Awards
MLO Award- Tower L...
Top Dollar Real Es...
Associate Engageme...
Achievements
- NMLS
Hobbies
- Animals
- Running
- Swimming
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095