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James Gay
Branch Leader | Senior Loan Officer

Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Outstanding. Professional and Courteous team. Low rates and a faster closing.
Reply from James Gay
January 29th, 2026 11:49 AM
I'm grateful for your review, Kevin. It means a lot to me that you found the experience outstanding, and I'm pleased to hear you appreciated the professionalism and courtesy. Achieving a smooth process with competitive rates and timely closing...
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James helped save a deal that other lenders were not able. He moved quickly and got the deal closed less than 2 weeks after it was originally scheduled. He always helps out in a pinch!
Reply from James Gay
January 19th, 2026 04:55 PM
I appreciate your review, Sarah. I'm glad I could step in and assist with getting the deal closed swiftly. Ensuring smooth and timely transactions is a priority for me, especially when challenges arise. If you ever find yourself needing help...
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Kind courtesy professional patient with us.
Reply from James Gay
January 16th, 2026 01:58 PM
Thank you for your feedback, Jerrie. I'm pleased to hear that you felt supported with kindness, courtesy, and professionalism. Providing a patient and helpful experience is always my aim. If there's anything more you need in the future, feel...
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Quick response time. Clear and concise expectations.
Reply from James Gay
January 15th, 2026 03:53 PM
I appreciate your feedback, Cassandra. It's great to know that my response time and clarity in setting expectations met your needs. Efficient communication is something I value, and I'm glad it made a positive impact on your experience. If...
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It went above and beyond to help me with a very difficult situation
Reply from James Gay
January 14th, 2026 05:31 PM
I'm grateful for your kind words, Charles. I'm pleased I could support you in navigating a challenging situation. Providing assistance and ensuring a smooth process is always my aim. Should you need any further help, please feel free to get...
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Overall, we had a very good experience with this mortgage company. The process went smoothly, and everything was handled professionally from start to finish. The only minor issue was communication at the beginning—it wasn’t bad, just a little...
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Reply from Owner
January 2nd, 2026 07:34 PM
Thank you for your review! I’m glad the process went smoothly overall and that everything worked out well in the end. I appreciate you sharing your experience, and I’m happy you were pleased with the service you received.
Overall, we had a very good experience with this mortgage company. The process went smoothly, and everything was handled professionally from start to finish. The only minor issue was communication at the beginning—it wasn’t bad, just a little...
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Reply from James Gay
January 7th, 2026 11:11 PM
I'm grateful for your feedback, Darrius. It's reassuring to know that the overall experience was positive and that the process went smoothly. I appreciate your patience regarding the initial communication challenges, and I'm pleased to hear...
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Your Team.Thanks for everything
Reply from James Gay
December 29th, 2025 04:04 PM
Thank you for the 5-star review! It was a pleasure working with you.
We were out of state buyers and older buyers feltllike there was lack of communication
Reply from James Gay
December 18th, 2025 01:52 PM
I appreciate your feedback, Keith. I understand that being an out-of-state and older buyer can bring unique challenges, and effective communication is key in such situations. I'm sorry to hear there were concerns in this area. Please feel free...
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James and Ashley were terrific. They were always ready to help and answere questions at anytime. Love it when I can reach out to a lender and not just on 9-5 on week days. They may not want me to say that, but it really made a difference on...
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Reply from James Gay
December 18th, 2025 01:50 PM
I'm grateful for your kind words, Shirleen. I'm pleased that both Ashlee and I could assist effectively throughout your mortgage process, including beyond typical business hours. It's important to me to be accessible and ensure smooth closings...
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About
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
VA Mortgages
Conventional Mortgages
FHA Mortgages
USDA Mortgages
Construction Financing
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Memberships
- Magill Society
- RGA Association
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 412223
- VA-MLO-77496VA
- TX-SML
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Awards
Achievements
- Diamond Award Winner 10+ years
Hobbies
- Golf
- Family
- College Football
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Disclaimer
AL-89357, FL-LO120328, GA-412223, NC-I-217968, SC-BFI-MLO - 412223, TN-412223, TX-SML, VA-MLO-77496VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.