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James Gay
Branch Leader | Senior Loan Officer
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service t...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
James and his team were phenomenal. They provided step-by-step guidance and managed every detail, which took all the stress off my shoulders. A huge thank you to James and the team for working on such a tight timeline to make sure my home purchase...
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Always available. Been able to answer any questions we have and we trust your judgment. Would use your services again should that need arise.
Reply from James Gay
May 31st, 2026 08:53 PM
Thank you, William, for your kind words. I'm happy to know that my availability and answers to your questions have been helpful. Trust is incredibly important in this process, and I'm grateful for the confidence you've placed in me. If you...
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Agents ,Brokers, Builder, Attorney,Paralegals,and James and Ashlee , (Mortgage Lender ) , all collaborated together as a Team ! This speaks Volumes !!!! I live my new home ! Thank you everyone !!
Reply from James Gay
May 31st, 2026 08:53 PM
I'm grateful for your feedback, Patricia. It's appreciated to hear that the collaboration among everyone, including Ashlee and myself, made your home purchase a positive experience. Enjoy your new home, and if you ever need anything in the...
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For the entirety of our loan process, we never spoke to James Gay himself. We spoke to his assistant, Ashlee who was very kind and easy to work with, but never spoke to James himself. This was very unsettling at times because we were trying...
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Reply from James Gay
June 1st, 2026 01:46 PM
Thank you for sharing your loan experience, Sophia, and congratulations on your purchase. I’m sorry if you did not receive as much direct communication from me as you had expected throughout the process. Mortgage loans are handled through a...
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James is that guy!!!! He is extremely efficient and works with urgency. This allowed me the ability to close within 3 weeks. He's certainly setting standards that most should follow. He made me feel like my urgency was his urgency as well....
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Reply from James Gay
May 20th, 2026 02:45 PM
Debra, thank you so much for your kind words. I'm grateful to hear that my approach and the team's efforts were effective in meeting your timeline. It's important to me that my clients feel their needs are prioritized. Wishing you all the best,...
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I had an exceptional experience working with James Gay. Communication was clear from start to finish, and I received constant updates throughout the process. Every question and concern I had was met with thorough, easy‑to‑understand explanations....
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Reply from Owner
May 20th, 2026 02:44 PM
JD, thank you for your appreciated feedback. I'm pleased to hear that the communication and online portal were helpful in making the process smooth for you. It's great to know that we were able to meet your expectations and close in such a...
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James kept me updated along the way and had clear explanations for my questions and concerns.
Reply from James Gay
May 20th, 2026 02:44 PM
Thank you, Jarrett, for sharing your experience. I'm pleased to hear that the updates and explanations were helpful to you. It's always my aim to ensure clarity and support throughout the process. If you have any other questions or need further...
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We enjoyed working with James and his team! Super responsive and great follow up for a wonderful experience!
Reply from Owner
May 20th, 2026 02:44 PM
I'm grateful for your kind words, Ehrin. It's nice to know that you appreciated the responsiveness and follow-up from my team and me. Providing an appreciated experience is always our aim. If there's anything more we can do for you, please...
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Thanks for taking such great care of our clients ans for always being so responsive! We enjoyed working with you.
Reply from James Gay
May 12th, 2026 07:54 PM
I'm grateful for your kind words, Ehrin. It's appreciated to know that you and your clients felt well taken care of and that the responsiveness met your expectations. Working with you was truly a pleasure, and I'm here whenever you need assistance...
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James and his team are the real deal! They were on their game every step of the way and I felt comfortable going through the home buying process with them. I would recommend to friends and family and hope to work with them again! Thanks so...
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Reply from Owner
May 12th, 2026 01:49 PM
Thank you, CJ, for your kind words. I'm pleased to know that you felt comfortable throughout the home buying process with my team and me. Your willingness to recommend us to friends and family is greatly appreciated. Looking forward to the...
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About
Get quick and accurate financial advice when you’re buying, selling, refinancing, or building your dream home. Our goal is to assist you make the right choice for you and your family, and we are committed to providing you customer service that exceeds your expectation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
VA Mortgages
Conventional Mortgages
FHA Mortgages
USDA Mortgages
Construction Financing
Search Rank ScoreLearn More →
803
/850
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Memberships
- Magill Society
- RGA Association
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 412223
- VA-MLO-77496VA
- TX-SML
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Awards
Achievements
- Diamond Award Winner 10+ years
Hobbies
- Golf
- Family
- College Football
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Disclaimer
AL-89357, FL-LO120328, GA-412223, NC-I-217968, SC-BFI-MLO - 412223, TN-412223, TX-SML, VA-MLO-77496VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.