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Guild Mortgage - James Clifford
Loan Officer | NMLS# 2282151

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Reviews from Web
By letting me know sooner that I had to escrow my flood insurance. I could have put more money down to get my monthly payment where I wanted it. Telling me that you gave me $670 lender credit but it doesn’t dhow up as one. Had to wait on final...
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Guild Mortgage - James Clifford has received a review with 5 star rating from Samantha E
James was very responsive and caring throughout the entire home loan process. He helped us stay within our budget and reach our monthly payment goals. Best of all, he used his industry knowledge to lock us into a rate at the perfect time! We...
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Reply from James Clifford
March 2nd, 2026 04:29 PM
Samantha, I'm truly glad to see that you had such a positive experience. Helping you stay within your budget and achieve your monthly payment goals was important, and I'm pleased I could assist with locking in your rate at the right moment....
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James was extremely professional and wonderful to work with. He would consistently take the initiative to research and work the numbers then present to us some of the best options to move forward with buying our home. He would work fast and...
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Reply from James Clifford
February 17th, 2026 09:17 PM
Lisa, I'm really pleased to know that your experience was positive and that my approach helped you move forward with buying your home. Taking initiative and being available are important to me when assisting clients, so it's great to hear this...
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The process was very professional and quick. Responces were always timely and succinct. Paramount to my experience was my relationship with James as a brother in Christ. This lead me to believe that he had my best interest at heart and helped...
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Reply from James Clifford
January 27th, 2026 06:03 PM
Sidney, it’s reassuring to learn that the process met your expectations in terms of professionalism and timeliness. I'm grateful for the shared trust and understanding we built, which is important to ensuring that your interests were well cared...
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James and his team are always so professional, efficient and great to work with! Second transaction with them and was just as wonderful as the first. Will definitely refer more! Thank you for taking care of each transaction with so much attention!...
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Reply from James Clifford
December 22nd, 2025 03:43 PM
It's gratifying to know that your second experience was as positive as the first. I strive to provide consistent, attentive service, and it's great to hear that this came across in both transactions. Thank you for considering referrals, and...
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Best mortgage company I've ever worked with. A+ service with every step! Extremely trustworthy!
We received constant and quality service throughout the process. James was so supportive, available, attentive and genuinely kind with each step. He was extremely trustworthy, personable and thorough, always going above and beyond to make sure...
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Reply from Guild Mortgage - James Clifford
December 11th, 2025 03:08 PM
Amy, I’m really pleased to hear about your positive experience. Providing consistent support and attention is something I strive for, and it's great to know that these efforts were beneficial for you. Assisting with unique circumstances and...
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I was referred to James by my financial advisor for my journey buying a house out of state. It was a long process finding the right house. We ended up deciding to build. James was with us every step of the way - warning us about loan sharks...
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Reply from Guild Mortgage - James Clifford
December 9th, 2025 01:51 PM
Nicholas, it was a pleasure working with you and your family. I am so glad you were able to find the perfect home for you and your family. Thank you for having me part of your life journey.
James went over and beyond to help my son and me figure out a complicated situation. I know he spent hours trying to figure out my complicated oil rights! He was easy to reach and met with us multiple times to problem solve and answer questions....
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Time Zone
Central Standard Time (CST)
Disclaimer
I am authorized to do business in the states of Colorado, Idaho, Kansas and Wyoming.; NMLS ID: 2282151; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.