

James Beaver - Envoy Mortgage
Branch Manager | NMLS # 235054

In business, James is known for three things: (1) his genuine interest in providing his clients with exceptional service, (2) his unrelenting work ethic and honesty, and (3) an almost inexplicable commitment to wearing sweater vests around ... Show More
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8 AM to 5 PM
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8 AM to 5 PM
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Reviews from Web
The Team Was Very Proffessional, Kept Us Informed, Very Fri endly, Great Personality, Communication Skills Was Great, Whenever We Called Returned Our Calls Back. Again I Say Thanks For Everthing And We Definitely Would Highly Recommend The...
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Reply from James Beaver
March 4th, 2026 09:24 PM
I appreciate your kind words, Marsha. It's encouraging to hear that you found the team professional, communicative, and responsive. It's always my goal to keep clients informed and comfortable throughout the process. If there's anything more...
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Personable and timely responses
Reply from James Beaver
February 27th, 2026 03:42 PM
I appreciate your feedback, Melissa. I'm glad to know that you found my responses both personable and timely. If there's anything else you need assistance with or further questions arise, please feel free to reach out.
Working with David Moriarty was a fantastic experience. Anytime we had questions/concerns, David would share options available to us - this was super helpful as we navigated through this mortgage loan process.
Thank you David!!
Reply from James Beaver
February 23rd, 2026 09:58 PM
I'm glad to hear that you found working with David Moriarty so beneficial throughout your mortgage process, David. It's important to me that you felt supported with helpful options whenever questions or concerns arose. If there's anything else...
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They were able to rush it through so that we closed on the day that we had scheduled. There were some minor snafus with the Title Company, but Envoy did their part very well.
Well being a first time home buyer, no matter the ammount of research i did to prepare, I still felt uneasy getting involved in this process. With the hlep of the Envoy Team that uneasiness faded away with the clear and effective communication...
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Reply from James Beaver
January 28th, 2026 08:35 PM
It's great to hear that we were able to ease your concerns during your first home buying experience, Hunter. I'm glad the clear communication and informative approach helped make the journey smoother for you. Thank you for entrusting this significant...
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The communication was amazing and they answered every question we could come up with.
Reply from James Beaver
January 23rd, 2026 02:21 PM
I appreciate your feedback, Terry. Knowing that the communication met your expectations and every query was addressed is important to me. If there's anything more I can assist with, feel free to get in touch.
After getting pre-approved with another lender, I was referred to Dave by my realtor. He took his time explaining everythibf to me and answering all of my questions. He approved us with much better terms and saved us over 1% on our interest...
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Reply from James Beaver
January 12th, 2026 03:35 PM
It's reassuring to know that Dave was able to secure favorable terms for you and provided such thorough support, especially during those challenging moments. I understand how crucial it is to have someone there when unexpected issues arise....
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James and his team did an amazing job! I had issues with a previous lender so switched over to James Beaver at Envoy and they breezed through the process. They had be closed within 3 weeks of submitting the application. I would HIGHLY recommend...
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Reply from James Beaver
January 6th, 2026 10:56 PM
I'm pleased to know that the transition went smoothly and that everything was finalized within such a short timeframe, Amanda. I'm glad the team at Envoy and I could assist where needed after your experience with the previous lender. Thank...
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Answered any and all questions I had. Helped me keep on track with the process. Everyone was very friendly and professional
Reply from James Beaver
December 31st, 2025 07:11 PM
It's wonderful to hear that your questions were thoroughly addressed and that the process stayed on track, Kristin. I'm glad you found the team friendly and professional as well. If you ever have more questions or need further assistance, please...
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I appreciated the tailored guidance in working with me and my cpa as a self-employed individual. The company systems ans software was so nice to stay in the know of every step as I progressed through the transaction. Then the teamwork as we...
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Reply from James Beaver
December 17th, 2025 07:27 PM
I'm grateful for your kind words, Elizabeth. It's great to hear that the tailored guidance and seamless systems were helpful during your transaction. Working closely with you and your CPA, especially as a self-employed individual, was important...
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About
In business, James is known for three things: (1) his genuine interest in providing his clients with exceptional service, (2) his unrelenting work ethic and honesty, and (3) an almost inexplicable commitment to wearing sweater vests around the office.
James quickly realized that it was a business that allowed him the opportunity to help people, and helping people is something James very much likes to do. Whether assisting a family buying their first home, forever home, second home, or a home that will do for now, James and his team aim to provide a world-class experience and sound advice. Thankfully, his clients appreciate the service and continue to refer their friends, colleagues, and family, making James a consistent top producer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
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USDA Home Loan
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #235054
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(877) 232-2461 or (713) 977-8005
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