Jacob Gutowski
Branch Manager
Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 150 lenders, I am committed to finding... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Jacob was very knowledgeable. The loan process was quick and simple.
Reply from Jacob Gutowski
June 30th, 2026 03:36 PM
Matt & Andrea! Borrowers such as yourselves make the process quick and simple! Thank you for your trust! -J.G.
Saved me thousands
Reply from Jacob Gutowski
June 30th, 2026 03:36 PM
Hey Doc! Glad we were able to figure out a HELOAN that kept that 2% rate safe! Rather take a few extra days and get the right fit than rush someone through! -J.G.
Jacob and the team was always available and gave updates several times a week
Reply from Jacob Gutowski
June 30th, 2026 03:36 PM
Robert. I have to say we appreciate you hanging out with us through this process. Took a little longer than we initially thought, thanks for keeping the faith with us! -J.G.
Jacob was very giod at finding the best situation for us along with great communication and advice for what witks best! We are very happy we found him and look forward to many more transactions with him
Reply from Jacob Gutowski
June 30th, 2026 03:36 PM
Jenn and Rodney! We love working with you folks! It's always fun to plan out things and watch the magic happen over the months. Looking forward to more fun in the future! -J.G
Mr.jacob and Nadine professional experience and patience with me throughout the whole process
Reply from Jacob Gutowski
June 30th, 2026 03:36 PM
Thank you for your kind words, Cathy! I had a blast working with you. Thank you for putting trust in us over here at West Cap. -J.G.
Jacob kept me informed along the way and always checked in and went above and beyond he made this process way easier than anyone else. He got the job done even after closing and continues to check in on us. Thank you so much Jacob for all your...
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Reply from Jacob Gutowski
June 30th, 2026 03:36 PM
Shakara! Had a wonderful time working with you! Thank you for your patience while we figured out the little things and we got this to the finish line! Thank you for your service! Love our Veterans! -J.G.
Jacob has been the most informed, professional loan officer I have worked with in the past. He has continued to touch base with me to let me know how the market is going in order to lock in at the best rate possible for a refinance loan. Jacob...
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Reply from Jacob Gutowski
June 30th, 2026 03:36 PM
Thank you for the kind words, Patrick! We appreciate your business and you putting up with my constant updates! Always more rewarding when we ride the market and achieve really good results! -J.G.
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About
Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 150 lenders, I am committed to finding the perfect financial solutions tailored to your needs. My approach to client service is centered on honesty and integrity. I firmly believe that building trust is essential in the financial industry, and I prioritize transparency in all my dealings. My ultimate goal is to provide you with the best customer service possible, ensuring that you receive the support and guidance necessary to make informed financial decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
HELOANs
Non QM
Bank Statement Loans
DSCR
SBA Loans
Conventional Home Loans
Construction Loans
FHA Home Loans
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Positions
- West Capital Lending - Branch ManagerFeb 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 2096649
- Alabama
- Arizona
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Hobbies
- Cooking
- Traveling
- Hiking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing