

Jacob Gutowski
Branch Manager

Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 150 lenders, I am committed to finding... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Customer service
Reply from Jacob Gutowski
August 28th, 2026 08:08 PM
Thanks, Kathy, for being one of our favorites! Always a pleasure to talk to!
Working with Jacob and crew was great. I didn't have to worry about anything. Everytime I called With a concern Jacob was on it.
Reply from Jacob Gutowski
August 28th, 2026 08:09 PM
Mrs. Bridget! Thank you for always having patience with the process! I hope you are enjoying the year!
Jacob was responsive and supoortive throughout the process . He prioritized my needs and helped me to find the best solution to match them.He helped make the process seemless and easy.
Reply from Jacob Gutowski
August 28th, 2026 08:11 PM
Keren! Thanks for always being one of our favorites! We wish you the best this year!
Jacob was awesome an knew his syuff stuff helped me out a lot every step of the way thanks so much.
Reply from Jacob Gutowski
August 28th, 2026 08:12 PM
Mrs. D! Thanks much for trusting us through this and having patience while we got this handled. We wish you the best!!!
it was a great experience very professional performance
Jacob was very helpful and went above and beyond to help
Good communication
Reply from Jacob Gutowski
August 28th, 2026 08:11 PM
Thanks for your kind words, Julie! We enjoyed helping you out!
Jacob, Nadia & Vanessa are three top-notch professionals....hands down! Our refi was beyond stressful with more potholes than anyone expected. Jacob navigated us every step of the way like a champ!!!!! if he comes up for adoption, we want first...
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Reply from Jacob Gutowski
June 30th, 2026 03:36 PM
Wooo! We absolutely loved working with you folks. Greatly appreciate the patience with the process. Not always the easiest but you guys made it fun!
My wife did all the work with Jacob but, he kept me included and in the loop to understand everything that was going on. Excellent for communication along with Great customer service. We will be using him again in the future for growing our...
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Reply from Jacob Gutowski
June 30th, 2026 03:36 PM
Mr. J!!! We love working with your family! It will be pretty neat watching everything grow as the time flies by! You folks are awesome!
My mortgage was extremely difficult due to outside influences not properly documenting or responding in a timely manner. Jacob's approach was very professional but influenced urgency throughout the entire process trying to do what is best for...
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Reply from Jacob Gutowski
June 30th, 2026 03:36 PM
Lee, it was an honor being able to help get this whole thing settled up. Thank you for your patience while we argued with everyone. Glad we were able to bring this one home for you and your family! Enjoy that beautiful house you built! -J.G....
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About
Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 150 lenders, I am committed to finding the perfect financial solutions tailored to your needs. My approach to client service is centered on honesty and integrity. I firmly believe that building trust is essential in the financial industry, and I prioritize transparency in all my dealings. My ultimate goal is to provide you with the best customer service possible, ensuring that you receive the support and guidance necessary to make informed financial decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
HELOANs
Non QM
Bank Statement Loans
DSCR
SBA Loans
Conventional Home Loans
Construction Loans
FHA Home Loans
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Positions
- West Capital Lending - Branch ManagerFeb 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 2096649
- Alabama
- Arizona
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Hobbies
- Cooking
- Traveling
- Hiking
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing