Jacob Emmel, Loan Officer, NMLS # 716383 - Am...
Branch Manager | NMLS # 716383
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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Jacob makes the process so easy. A few documents are needed from me and he handles everything else. Jacob answered all my questions right away and in no time we finalized our refinance.
Reply from Jacob Emmel
February 8th, 2026 08:21 PM
Pamela, I'm pleased to hear that the process was seamless for you and that I could promptly address all your questions. Handling the details so you could focus on what matters most was my priority. I'm here if you need further assistance. Thank...
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Greet experience, would use Jacob again!
Reply from Jacob Emmel
February 5th, 2026 05:43 PM
Jennifer, I'm pleased to hear you had a positive experience and would consider working with me again. If there's ever anything else you need assistance with, please don't hesitate to get in touch. Thank you for your feedback!
Jacob was great at answering questions clearly and quickly. He also worked well at keeping us updated and informed throughout the whole process.
Reply from Jacob Emmel
February 5th, 2026 02:23 PM
Brandon, I'm glad I could provide clear and timely answers to your questions and keep you informed throughout the process. If you have any further questions or need assistance about anything else, feel free to get in touch. Thank you for your...
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Always there to answer any questions made the whole process very easy
Reply from Jacob Emmel
February 2nd, 2026 02:06 PM
Daisy, I'm glad to know that I could make the process easy for you and that I was available to answer your questions. If there's anything more I can do to help in the future, please feel free to reach out. Thank you for your feedback!
Jacob is a wealth of knowledge and was great through the entire process. Jacob made our experience, with the refinance of our home, easy and painless. I would absolutely recommend Jacob and AFN if you're in the market to purchase or refinance...
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Reply from Jacob Emmel
January 5th, 2026 12:55 PM
Thank you, Ryan, for sharing your experience. It's great to hear that the process was smooth and straightforward for you. Your recommendation means a lot to me. If I can assist with anything else in the future, don't hesitate to reach out.
The entire service
Reply from Jacob Emmel
January 3rd, 2026 12:37 AM
I'm pleased to hear that the service met your expectations, Terry. If there's anything else you need or any questions you have, feel free to let me know. Your feedback is much appreciated. Thank you!
Jacob is excellent. He does a thorough job and is great at communicating along the way
Reply from Jacob Emmel
December 18th, 2025 07:27 PM
I enjoyed working with you. Thanks for the great feedback.
Transactions with Jacob are always easy and seamless. He is extremely knowledgeable and provides outstanding customer service at every step of the process. Jacob takes the time to explain options clearly, answers questions promptly, and ensures...
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Reply from Jacob Emmel
December 13th, 2025 05:34 AM
I really appreciate the feedback and am looking forward to working with you again.
Very knowledgeable and quick to respond
Reply from Jacob Emmel
November 29th, 2025 12:41 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Jacob was very knowledgeable and proffesional.
Reply from Jacob Emmel
November 26th, 2025 02:15 PM
It was great working with you. Thanks again for putting your trust in us.
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About
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 716383
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.