Jacob Emmel, Loan Officer, NMLS # 716383 - Am...
Branch Manager | NMLS # 716383
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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Reviews from Web
Jacob communicated throughout the entire process and every paperwork need with us and the title company was smooth and on time.
Reply from Jacob Emmel
March 24th, 2026 12:18 PM
I'm pleased to hear that the communication and paperwork process went smoothly for you, David. Keeping everything on track and coordinated is my priority, so I'm glad everything was in order. If there's anything else you need or if any questions...
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Jacob. He knows his work and is very knowledgeable in all aspects. Ultimately the Overall experience was great from start to finish. Jacob didn't "beat around the bush " and was very honest in providing all the information I needed to bring...
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Reply from Jacob Emmel
March 6th, 2026 12:11 PM
Thank you for your thoughtful feedback, Keelyn. I'm glad to hear you had a positive experience and found my approach straightforward and honest. Ensuring that you have all the necessary information for a smooth loan closing is important to...
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Quick responses and accurate guidance. The overall process was quick and easy
Reply from Jacob Emmel
March 5th, 2026 08:44 PM
Your positive feedback is much appreciated, Michael. I'm glad to hear that the process was quick and easy for you, and that the guidance provided was helpful. If you have any further questions or need assistance in the future, please feel free...
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I am a first time home buyer and Jacob was helpful and made the proces easy.
Reply from Jacob Emmel
March 3rd, 2026 03:55 PM
Buying a home for the first time is a big step, and I'm glad to have played a part in making the process easier for you, Angel. If you have any more questions or need further assistance, please don’t hesitate to reach out. Thank you for your...
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Jacob is great to work with Always very responsive and makes the process go very smoothly!
Reply from Jacob Emmel
March 3rd, 2026 04:38 AM
It’s wonderful to hear that you found the process smooth and communication responsive, Linda. Keeping things straightforward is always my goal. If there’s anything else you need, I’m here to help. Thank you for your feedback!
Jacob is the best in the biz.
Reply from Jacob Emmel
February 25th, 2026 07:10 PM
I appreciate your glowing endorsement, Skyler. Knowing that you consider my services top-notch is rewarding. If there’s anything else I can help you with, I'm just a call or message away. Thank you for your kind words!
Jacob was very aware of our wants and needs. He helped us stay on track with our loan application And he kept us informed At all times. He was very Attentive and I would recommend him to my friends.
Reply from Jacob Emmel
February 20th, 2026 10:42 PM
It's great to hear that you felt well-supported throughout your loan application process, Tamara. I aim to stay attentive and keep clients informed as we work together. Thank you for considering recommending me to your friends; it means a lot....
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Jacob is exceptional, we have done many transactions with him and he is always extremely efficient, informative and gets things done quickly and precisely. We can't thank enough once again!
Reply from Jacob Emmel
February 13th, 2026 04:52 PM
I'm really glad to know that you've had consistently positive experiences with my work, Stacy. It's important to me to provide efficiency and clear information in each transaction. Your continued trust means a lot, and I'm always here to assist...
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Jacob went above and beyond to provide a clear explanation as to why the refinancing made sense . He was also paramount in finding a notary who would be willing to venture out into extreme winter weather to complete the signin. I would recommend...
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Reply from Jacob Emmel
February 12th, 2026 03:41 PM
I'm glad to hear that the refinancing process made sense for you, Dale. Going the extra mile, even in challenging weather, is important to me when ensuring things go smoothly for my clients. I appreciate your recommendation and trust. If you...
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Jacob is always on top of everything he does which makes it an enjoyable experience in a usually very stressful one.
Reply from Jacob Emmel
February 10th, 2026 12:17 PM
Thank you, Benjamin, for your kind words. It's gratifying to know that my efforts to stay organized and responsive helped make the process more enjoyable for you. If you need any more assistance in the future, feel free to reach out.
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About
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 716383
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.