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Isai Espinoza - Senior Loan Officer | NMLS #1753322 in Yuma, AZ

Isai Espinoza

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Senior Loan Officer | NMLS #1753322

Company Logo
I'm Isai Espinoza, a loan officer committed to making the home financing process smooth, clear, and stress-free. I work closely with each client to understand their goals and provide personalized solutions—whether it's buying your first hom...... Show More
Company Logo
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
Overall Ratings
4.97
(106)
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Reviews from Web
  • 5.0
    Encompass
    C
    Carl F S
    Yuma, AZ
    Posted on June 5th, 2026 12:02 AM
    Personal service and availability of Isai, and others on the team, when questions came up. There were no AI voices or useless computer prompts when I phoned, which is HUGE. Isai worked to get me the best deal possible, and was very freindly,...
    read more
  • 5.0
    Encompass
    B
    Bryan J B
    Yuma, AZ
    Posted on May 4th, 2026 04:54 PM
    TThe team Isai Espinoza at NOVA Home Loans is seriously amazing!After feeling like banks kept giving me the runaround, our agent suggested we reach out and we’re really glad we did. From our first call with Isai Espinoza to going over all the...
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    Reply from Isai Espinoza
    May 11th, 2026 03:16 PM
    Bryan, I'm glad to hear that my team and I could make your home-buying experience smoother and less stressful. Your recommendation means a lot, and I'm thankful for your kind words about our responsiveness and support. If you have any future...
    read more
  • 5.0
    Encompass
    C
    Caren L S
    Yuma, AZ
    Posted on May 3rd, 2026 02:33 PM
    I appreciated receiving phone calls -- the personal attention was a plus.
    Reply from Isai Espinoza
    May 8th, 2026 02:33 PM
    Caren, I'm glad to hear that the personal attention and phone calls made a positive impact on your experience. It's important to me to provide a supportive and personalized service. If you need anything else, feel free to reach out.
  • 5.0
    Encompass
    E
    Enrique M
    Yuma, AZ
    Posted on May 1st, 2026 04:55 PM
    He was very transparent and helpful in guiding us through the process of refinancing. Everything was so simple and easy to understand and did not feel overwhelming
    Reply from Isai Espinoza
    May 6th, 2026 04:56 PM
    Enrique, I appreciate your kind words and am pleased that you found the refinancing process clear and manageable. It's important to me that you felt well-guided and comfortable throughout. If you have any further questions or needs, please...
    read more
  • 5.0
    Encompass
    R
    Ramiro R
    Yuma, AZ
    Posted on April 21st, 2026 02:14 AM
    We met Isai over the phone 1 year ago, but at that time my wofe and I were not ready to purchase, Back then Isai was very professional and willing to assist us. Now a year later, we re-contacted Isai and he remembered us, We told him that we...
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    Reply from Isai Espinoza
    April 27th, 2026 04:58 PM
    Ramiro, I'm grateful for your kind words and am pleased to have been part of your journey to homeownership. It was a pleasure working with you and your wife, and I'm glad everything went smoothly. Meeting you at your new home was a special...
    read more
  • 5.0
    Encompass
    E
    Edward M P
    Meadview, AZ
    Posted on April 14th, 2026 02:59 PM
    The USDA gave us a large list of lenders that they were working with in Arizona. So I was shopping hard for the right one. I was very weary of doing buisness with someone I've never personaly met, shook hands with, nor looked in the eye. But...
    read more
    Reply from Isai Espinoza
    April 20th, 2026 06:10 PM
    Edward, I'm glad to hear that you and Karen had a positive experience with me and my team at Nova Home Loans. It's important to me that you felt comfortable and informed throughout the process. Thank you for trusting us and for your kind words....
    read more
  • 5.0
    Encompass
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    Nicole L
    Meadview, AZ
    Posted on April 12th, 2026 06:49 PM
    Great lender
    Reply from Isai Espinoza
    April 17th, 2026 06:49 PM
    Thank you for your kind words, Nicole. I'm happy to hear that you had a positive experience with me as your lender. If you ever need further assistance, please feel free to reach out.
  • 5.0
    Encompass
    S
    Simona E E
    Yuma, AZ
    Posted on April 8th, 2026 08:30 PM
    Gracias por toda tu ayuda
    Reply from Isai Espinoza
    April 13th, 2026 08:30 PM
    Simona, agradezco mucho tus palabras. Me alegra saber que pude ayudarte. Si necesitas más asistencia en el futuro, no dudes en contactarme.
  • 5.0
    Encompass
    R
    Roger D R
    Yuma, AZ
    Posted on April 8th, 2026 04:56 PM
    I am beyond thrilled to recommend Isai Espinoza and his incredible team. From our first conversation, Isai’s expertise was evident, and I knew immediately he was the right person for my home purchase. The entire process was seamless, transparent,...
    read more
    Reply from Isai Espinoza
    April 13th, 2026 04:57 PM
    Roger, I'm pleased to hear that you had such a positive experience with my team and me at Nova Home Loans. It's great to know that you felt informed and prioritized throughout your home purchase process. Thank you for your kind words and recommendation;...
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  • 5.0
    Encompass
    C
    Christine M M
    Yuma, AZ
    Posted on April 1st, 2026 03:23 PM
    Isai went the extra mile to get the loan closed. Great communication and service. Thank you Isai.
    Reply from Isai Espinoza
    April 6th, 2026 03:24 PM
    I'm glad to know that my efforts and communication made a positive impact on your experience, Christine. It was my pleasure to assist in closing your loan efficiently. Should you have more questions or need any further assistance, don't hesitate...
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  • 10 of 106
    About
    I'm Isai Espinoza, a loan officer committed to making the home financing process smooth, clear, and stress-free. I work closely with each client to understand their goals and provide personalized solutions—whether it's buying your first home, refinancing, or investing. With a strong focus on communication and transparency, I'm here to guide you every step of the way. Let’s work together to make your homeownership dreams a reality.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    New Home Loans
    Refinance Loans
    VA Loans
    FHA Loans
    Conventional Loans
    Construction Loans
    Jumbo Loans
    209
    /850
    Search Rank Score
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    Addresses and Serving Areas

    Year Started

    1980

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • AZ, CA
    • NMLS #1753322
    Hobbies
    • Grilling
    Disclaimer
    Isai Espinoza, Senior Loan Officer, NMLS #1753322 | NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | Equal Housing Opportunity |
    Equal Housing Opportunity

    ©2024 NOVA Financial & Investment Corporation, DBA Nova Home Loans NMLS 3087
    All Rights Reserved
    6245 E. Broadway Blvd, Ste 400, Tucson, AZ 85711
    800-955-9125 or 520-745-0050

    NOVA Home Loans Legal and Licensing Information

    NOVA Home Loans Privacy Policy

    NMLS Consumer Access

    NOVA CCPA Policy

    CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. IL: Illinois Residential Mortgage Licensee. NOVA® Home Loans is licensed in multiple states, visit www.nmlsconsumeraccess.org