

Heather Fitzgerald-Riley
Loan Officer

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Reviews from Web
My experience with Synergy One Lending was excellent from start to finish. The loan officers were very supportive, professional, and responsive throughout the entire home-buying process. Whenever I had a question or needed assistance, they...
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Very helpful and professional way.
Reply from Heather Fitzgerald-Riley
September 7th, 2026 07:25 PM
Hanna, I appreciate your kind words and am glad to hear that you found my approach helpful and professional. Thank you for taking the time to share your experience.
Heather and her whole team are so kind and diligently work towards closing. They make the transaction smooth, stress free, & successful. I will recommend her to my future clients.
Reply from Heather Fitzgerald-Riley
July 22nd, 2026 03:03 PM
Butterfly, I appreciate your kind words about my team and me. I'm glad we could provide a smooth and stress-free transaction for you. Thank you for your recommendation; it means a lot to me.
Heather made the home buying process so easy, she was very knowledgeable and helped me understand the processes. best of all, she helped me to get the best rates .
Reply from Heather Fitzgerald-Riley
July 20th, 2026 03:43 PM
Mia, I'm glad to hear that I could make the home buying process easier for you. It's wonderful to know that my knowledge and assistance with securing great rates made a positive impact. Thank you for sharing your experience!
Best service!
Great communication!
will definitely refer Heather!
Reply from Heather Fitzgerald-Riley
July 9th, 2026 07:29 PM
Janice, thank you for your kind words and for highlighting the communication and service you experienced. I'm so pleased to know you'll be referring me, and I look forward to assisting others in the future.
The Realtor Cornelius Turner connected us with Heather Fitzgerald-Riley. We met with her and she went above and beyind beyond to help make our dream become a realit. She stood on her word and stayed with us til the end. You Heather and Cornelius...
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Reply from Heather Fitzgerald-Riley
July 2nd, 2026 03:56 PM
Jeffery, I am truly grateful for your heartfelt feedback and for allowing me to be part of making your dream a reality. It was a pleasure working with you and Cornelius to achieve this milestone. Thank you for your trust and for planning to...
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Heather always goes beyond the call of duty for our client! 10/10
Reply from Heather Fitzgerald-Riley
July 2nd, 2026 03:51 PM
Cornelius, I appreciate your wonderful feedback and am grateful for the opportunity to go beyond for our clients. Thank you for your support and trust in my services!
Heather was very helpful throughout the home purchase process and answer all questions even after working hours
Reply from Heather Fitzgerald-Riley
June 2nd, 2026 06:14 PM
Jose, I'm happy to hear that I could assist you during the home purchase process and be available to answer your questions, even after hours. Thank you for your kind words and for trusting me with such an important step.
She is great attentive I could reach her any time day or nite and always answered all my question.
Reply from Heather Fitzgerald-Riley
June 1st, 2026 08:37 PM
Melida, I appreciate your kind words about my attentiveness and availability. I'm glad I could be there to answer all your questions whenever you needed assistance. Thank you for sharing your experience!
Heather was an absolute pleasure to work with throughout the entire transaction. She kept us informed every step of the way and consistently demonstrated professionalism, responsiveness, and respect throughout the process. Her communication...
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Reply from Heather Fitzgerald-Riley
June 1st, 2026 07:23 PM
Anta, I'm pleased to know that you had a smooth experience working with me. Your kind words about my communication, professionalism, and attention to detail are greatly appreciated. Thank you for your recommendation and for being such a valued...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235