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Heather Bozarth, Ruoff Mortgage
Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
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Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Heather was very helpful in my loan process and quick to respond to my questions and keep me posted on the progress of my loan. She was easy to work with and worked quickly and efficiently to see that my closing went seamlessly.
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Reply from Heather Bozarth, Ruoff Mortgage
August 24th, 2026 03:53 PM
Thank you so much Lisa! Getting to also help the people buying your home made this back to back closing seamless! I can't wait for you to make new memories in your beautiful newly build home!
Heather was great to work with and handled our mortgage application quickly and efficiently. She was always quick to respond to any question and moved the whole process along with ease and competency. Heather graciously helped us out with another...
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Reply from Owner
August 24th, 2026 03:53 PM
Hi George-
Helping my clients start to finish (and even after) the loan closes is part of why I love being a local lender.
Great communication!
Reply from Heather Bozarth, Ruoff Mortgage
August 10th, 2026 04:51 PM
Thank you for this great review. Communication is something that I really pride myself in and is so important to the mortgage process.
Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Tami D
Reply from Owner
August 21st, 2026 03:21 PM
Thank you, Tami, for the great rating! I'm pleased to know you had a positive experience with Ruoff Mortgage.
Customer service, offering suggestions to meet my needs
Reply from Heather Bozarth, Ruoff Mortgage
August 10th, 2026 04:43 PM
Tami, thank you so much for leaving me a review. I'm always happy to meet with my clients in person, especially when they are as great as you!
Heather did an outstanding job of obtaining and processing our mortgage loan. She was efficient and professional, and kept us informed of our progress at each step in the process. Heather was also very personable and easy to work with. She...
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Reply from Owner
August 10th, 2026 01:08 PM
Thank you so much Brian! Some clients turn into family ;)
It closed as advertised
Reply from Heather Bozarth, Ruoff Mortgage
August 7th, 2026 04:27 PM
As advertised is always the goal!! Thank you so much for leaving me a review!
I have had the opportunity to work with Heather and her team for multiple buyers. She works diligently to keep the transaction on schedule and to keep my clients informed through out the process! 5/5 Recommend!!
Reply from Owner
August 8th, 2026 09:33 AM
Thank you so much Tammy! You know I love working with you.
Heather helped us every step of the way and made the whole process easy and stress free. She graciously also helped us out with another transaction which made things so much easier. We are very grateful to Heather for her professionalism and...
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Reply from Heather Bozarth, Ruoff Mortgage
August 5th, 2026 03:33 PM
It was my pleasure!! One of the best things about having a local lender is the contacts for other things you need when you're new to town. Welcome home.
Heather was very professional, knowledgeable and efficient, as well as personable and friendly. She went out of her way to be helpful. This was the best mortgage experience I've had, thanks to Heather and her team.
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Reply from Heather Bozarth, Ruoff Mortgage
August 5th, 2026 03:31 PM
Thank you for such a kind review! You and George were also great, welcome to Indiana (but also, Let's go Mountaineers!)
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About
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Mortgage
Refinance Mortgage
Jumbo Mortgage
Construction Loans
Down Payment Assistance Mortgage
FHA Loans
USDA Loans
No Money Down Loans
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Education
- West Virginia UniversityPublic Relations/Image Managementbachelor of journalismSep 2001 -Dec 2004
Positions
- Ruoff Mortgage - Senior Loan OfficerJul 20, 2020 - Current
Memberships
- SCIMBA
- BBOR
- Boys and Girls Club Auxiliary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 427579
Gallery
Videos
Achievements
- Loan Officer of the Month- Company Wide
- Loan Officer of the Month- Branch Wide
Hobbies
- Exercise
- Letting the dog in and out then back in again...and also back out.
- Travel
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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