Heather Bozarth, Ruoff Mortgage's Cover Image
Heather Bozarth, Ruoff Mortgage - Senior Loan Officer | NMLS# 427579 | Ruoff Mortgage NMLS# 141868 in Bloomington, IN
Top 5%

Heather Bozarth, Ruoff Mortgage

ClaimedPro

Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

Ruoff Mortgage - Bloomington
Company Logo
West Virginia University
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
Mortgage
Mortgage Loan Officer
Mortgage Lender
Company Logo
West Virginia University
West Virginia University
Contact Info
(812) 361-6667
Bloomington, IN
https://www.ruoff.com/HeatherBozarth
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
View All days
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    T
    Triston G H
    Ellettsville, IN
    Posted on June 11th, 2024 04:43 PM
    Heather was very communicative and understanding through the entire process and helped to make the loan side of the process relatively easy. No complaints.
    Reply from Heather Bozarth, Ruoff Mortgage
    June 11th, 2024 06:30 PM
    Thanks, Triston! I loved working with you and hope to help you again in the future.
  • Encompass
    S
    Sarah V
    Indianapolis, IN
    Posted on June 10th, 2024 03:08 PM
    Heather was incredible to work with! Friendly, kind and straight forward. I was extremely impressed by the tech Ruoff uses to support the mortgage application process. The Loan Butler dashboard with the clear milestones was truly awesome! I...
    read more
    Reply from Heather Bozarth, Ruoff Mortgage
    June 10th, 2024 03:14 PM
    I'm thrilled to hear about your positive experience, Sarah! Your kind words reinforce why I enjoy my job. ITechnology is one of the reasons I chose Ruoff as well! Your feedback is incredibly valuable and I genuinely appreciate your high rating....
    read more
  • Encompass
    C
    Christianna E W
    Bloomington, IN
    Posted on May 23rd, 2024 03:13 PM
    I’ve already explained in previous comment that I wasn’t offered things like waiving our escrow account and Heather did not update my loan amount and terms in a timely manner. It may have been the case that I wouldn’t have needed the appraisal....
    read more
  • Encompass
    S
    Sara K M
    Bloomington, IN
    Posted on May 23rd, 2024 03:03 PM
    Heather was great! She was always super fast with communication. She also understood my needs and what I was trying to accomplish. Overall, she was very helpful!!
    Reply from Heather Bozarth, Ruoff Mortgage
    May 23rd, 2024 03:09 PM
    Thank you so much! You were a pleasure to work with, but I'll be honest... the puppies at closing were the real highlight. Any work day that includes dog kisses is a good day!
  • Encompass
    L
    Loyal J W
    Bloomington, IN
    Posted on May 22nd, 2024 07:11 PM
    Heather was very knowledgeable and on top of things. She helped keep the process moving at a nice brisk pace.
    Reply from Heather Bozarth, Ruoff Mortgage
    May 22nd, 2024 09:15 PM
    the picture is the best part! thank you for a kind review!
  • Encompass
    H
    Hannah J W
    Bloomington, IN
    Posted on May 20th, 2024 03:21 PM
    Heather was helpful and communicative every step of the way!
    Reply from Heather Bozarth, Ruoff Mortgage
    May 20th, 2024 03:53 PM
    Thanks, Hannah! You all were great to work with!
  • google
    K
    Konnor G
    Posted on May 20th, 2024 03:10 PM
    Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Konnor G
    Reply from Owner
    May 23rd, 2024 01:45 PM
    Thanks, Konnor! It was a pleasure.
  • Encompass
    K
    Konnor J G
    Bloomington, IN
    Posted on May 20th, 2024 03:10 PM
    Heather was fantastic! VERY responsive.
    Reply from Heather Bozarth
    May 20th, 2024 03:53 PM
    Thanks, Konnor. I appreciate your kind review!
  • google
    C
    Cody K
    Posted on May 17th, 2024 05:35 PM
    Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Cody K
    Reply from Owner
    May 20th, 2024 01:38 PM
    Thanks, Cody!
  • Encompass
    C
    Cody M K
    Bloomington, IN
    Posted on May 17th, 2024 05:34 PM
    Heather is so helpful, knowledgeable, honest, and kind. She's awesome.
    Reply from Heather Bozarth, Ruoff Mortgage
    May 20th, 2024 01:38 PM
    Thank you!
    • 211–220 of 285
    About
    Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Purchase Mortgage
    Refinance Mortgage
    Jumbo Mortgage
    Construction Loans
    Down Payment Assistance Mortgage
    FHA Loans
    USDA Loans
    No Money Down Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Education
    • West Virginia University
      Public Relations/Image Management
      bachelor of journalism
      Sep 2001 -Dec 2004
      West Virginia University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 20, 2020 - Current
    Memberships
    • SCIMBA
    • BBOR
    • Boys and Girls Club Auxiliary
      • View All
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 427579
    Gallery
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Videos
    Awards
    Achievements
    • Loan Officer of the Month- Company Wide
    • Loan Officer of the Month- Branch Wide
    Hobbies
    • Exercise
    • Letting the dog in and out then back in again...and also back out.
    • Travel
      • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
    ©2025 All Rights Reserved

    NMLS CONSUMER ACCESS

    Licensing | Privacy | Contact Us