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Heather Bozarth, Ruoff Mortgage
Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...


West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
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Business Hours
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24 hours
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24 hours(Open now)
Tues
24 hours
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Reviews from Web
Great professional staff!! I will be working to refinance through Ruoff as soon as the rates drop. Thanks,
Reply from Heather Bozarth, Ruoff Mortgage
August 12th, 2024 12:04 PM
I'm thrilled to know you had a positive experience with my team here at Ruoff! Looking forward to assisting you with your refinance when the time is right.
Heather was superb! She was great at explaining the process at each step and displayed patience and good humor along the way.
Reply from Owner
August 12th, 2024 12:11 PM
It was my pleasure to help you understand the process and make it as smooth as possible for you. Your words mean a lot to me.
Heather was superb in every way. The night was never too late or morning never too early for her to answer a question or calm our nerves. She made a potentially opaque process transparent and her naturally ebullient personality always made...
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Reply from Heather Bozarth, Ruoff Mortgage
August 6th, 2024 05:01 PM
Thank you so much!! You guys are some of my favorite clients and I can't wait for the clam night! Or wine night... or really any night.
Heather was outstanding. She was always available, no matter what time of day and she was clear and precise in all that she articulated to us. She responded to our email and texts in a timely manner and was easy to talk to. I thoroughly recommend...
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Reply from Owner
August 6th, 2024 05:02 PM
Thank you so much for leaving such a fantastic review. Your recommendation means so much and I'm thrilled to have been able to assist you.
Heather was outstanding. She was always available, no matter what time of day and she was clear and precise in all that she articulated to us. She responded to our email and texts in a timely manner and was easy to talk to. I thoroughly recommend...
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Reply from Heather Bozarth, Ruoff Mortgage
August 2nd, 2024 04:30 PM
Thank you for those kind words! I actually really enjoyed talking to you guys and can't wait to see the new house!
I wish the communication between the underwriters and the loan office was better and more up to date. I recd emails that conflicted with current statuses. Heather however was amazing and patient.
Reply from Heather Bozarth, Ruoff Mortgage
August 2nd, 2024 03:55 PM
Thank you so much for seeing the difference between me and the loan requirements. Not everyone can do that I appreciate you for seeing it. I hope the house is perfect and enjoy that little garden!
Noticed how knowledgeable Heather was and that she took time to explain the process and answer my questions every step of the way. Her communication made it a completely stress free proces
Reply from Heather Bozarth, Ruoff Mortgage
July 30th, 2024 11:31 AM
Thank you so much! I know how stressful it can be to buy a house and I'll do whatever I can to help ease that process for you. Welcome to Bloomington!
Heather was amazing to work with and her communication was exemplary! I'll be reaching out to her for my next home purchase!
Reply from Owner
July 29th, 2024 01:40 PM
Hey thanks, Rob! I know you have a choice in lenders, and I appreciate your continued support!
Heather was amazing to work with and her communication was exemplary! I'll be reaching out to her for my next home purchase!
Reply from Heather Bozarth, Ruoff Mortgage
July 29th, 2024 01:41 PM
hey thanks, Rob! I know you have a choice in lenders and I appreciate your continued support.
Heather was amazing and always was just a message away if we needed anything! I would never consider using anyone else. She was very professional and easy to work with.
Reply from Heather Bozarth, Ruoff Mortgage
July 18th, 2024 07:00 PM
Thank you so much! Being available to my clients is a really important part of the loan process.
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About
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Mortgage
Refinance Mortgage
Jumbo Mortgage
Construction Loans
Down Payment Assistance Mortgage
FHA Loans
USDA Loans
No Money Down Loans
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Education
- West Virginia UniversityPublic Relations/Image Managementbachelor of journalismSep 2001 -Dec 2004

Positions
- Ruoff Mortgage - Senior Loan OfficerJul 20, 2020 - Current
Memberships
- SCIMBA
- BBOR
- Boys and Girls Club Auxiliary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 427579
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Videos
Achievements
- Loan Officer of the Month- Company Wide
- Loan Officer of the Month- Branch Wide
Hobbies
- Exercise
- Letting the dog in and out then back in again...and also back out.
- Travel
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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