Heather Bozarth, Ruoff Mortgage's Cover Image
Heather Bozarth, Ruoff Mortgage - Senior Loan Officer | NMLS# 427579 | Ruoff Mortgage NMLS# 141868 in Bloomington, IN
Top 5%

Heather Bozarth, Ruoff Mortgage

ClaimedPro

Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

Company Logo
West Virginia University
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
Company Logo
West Virginia University
West Virginia University
Location & Business Hours
Business Hours
Sun
24 hours
Mon
24 hours(Open now)
Tues
24 hours
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Jason M
    Gosport, IN
    Posted on August 11th, 2024 07:03 PM
    Great professional staff!! I will be working to refinance through Ruoff as soon as the rates drop. Thanks,
    Reply from Heather Bozarth, Ruoff Mortgage
    August 12th, 2024 12:04 PM
    I'm thrilled to know you had a positive experience with my team here at Ruoff! Looking forward to assisting you with your refinance when the time is right.
  • google
    J
    Janette F
    Posted on August 6th, 2024 03:48 PM
    Heather was superb! She was great at explaining the process at each step and displayed patience and good humor along the way.
    Reply from Owner
    August 12th, 2024 12:11 PM
    It was my pleasure to help you understand the process and make it as smooth as possible for you. Your words mean a lot to me.
  • Encompass
    J
    Janette F
    Bloomington, IN
    Posted on August 6th, 2024 03:46 PM
    Heather was superb in every way. The night was never too late or morning never too early for her to answer a question or calm our nerves. She made a potentially opaque process transparent and her naturally ebullient personality always made...
    read more
    Reply from Heather Bozarth, Ruoff Mortgage
    August 6th, 2024 05:01 PM
    Thank you so much!! You guys are some of my favorite clients and I can't wait for the clam night! Or wine night... or really any night.
  • google
    R
    Richard L
    Posted on August 2nd, 2024 04:27 PM
    Heather was outstanding. She was always available, no matter what time of day and she was clear and precise in all that she articulated to us. She responded to our email and texts in a timely manner and was easy to talk to. I thoroughly recommend...
    read more
    Reply from Owner
    August 6th, 2024 05:02 PM
    Thank you so much for leaving such a fantastic review. Your recommendation means so much and I'm thrilled to have been able to assist you.
  • Encompass
    R
    Richard W L
    Bloomington, IN
    Posted on August 2nd, 2024 04:26 PM
    Heather was outstanding. She was always available, no matter what time of day and she was clear and precise in all that she articulated to us. She responded to our email and texts in a timely manner and was easy to talk to. I thoroughly recommend...
    read more
    Reply from Heather Bozarth, Ruoff Mortgage
    August 2nd, 2024 04:30 PM
    Thank you for those kind words! I actually really enjoyed talking to you guys and can't wait to see the new house!
  • Encompass
    R
    Roseanna W
    Mitchell, IN
    Posted on August 2nd, 2024 03:40 PM
    I wish the communication between the underwriters and the loan office was better and more up to date. I recd emails that conflicted with current statuses. Heather however was amazing and patient.
    Reply from Heather Bozarth, Ruoff Mortgage
    August 2nd, 2024 03:55 PM
    Thank you so much for seeing the difference between me and the loan requirements. Not everyone can do that I appreciate you for seeing it. I hope the house is perfect and enjoy that little garden!
  • Encompass
    J
    Jeffery C
    Bloomington, IN
    Posted on July 30th, 2024 02:20 AM
    Noticed how knowledgeable Heather was and that she took time to explain the process and answer my questions every step of the way. Her communication made it a completely stress free proces
    Reply from Heather Bozarth, Ruoff Mortgage
    July 30th, 2024 11:31 AM
    Thank you so much! I know how stressful it can be to buy a house and I'll do whatever I can to help ease that process for you. Welcome to Bloomington!
  • google
    R
    Rob B
    Posted on July 27th, 2024 03:45 PM
    Heather was amazing to work with and her communication was exemplary! I'll be reaching out to her for my next home purchase!
    Reply from Owner
    July 29th, 2024 01:40 PM
    Hey thanks, Rob! I know you have a choice in lenders, and I appreciate your continued support!
  • Encompass
    R
    Robert E B
    Bloomington, IN
    Posted on July 27th, 2024 03:45 PM
    Heather was amazing to work with and her communication was exemplary! I'll be reaching out to her for my next home purchase!
    Reply from Heather Bozarth, Ruoff Mortgage
    July 29th, 2024 01:41 PM
    hey thanks, Rob! I know you have a choice in lenders and I appreciate your continued support.
  • Encompass
    D
    David B P
    Greenwood, IN
    Posted on July 18th, 2024 05:12 PM
    Heather was amazing and always was just a message away if we needed anything! I would never consider using anyone else. She was very professional and easy to work with.
    Reply from Heather Bozarth, Ruoff Mortgage
    July 18th, 2024 07:00 PM
    Thank you so much! Being available to my clients is a really important part of the loan process.
  • 191–200 of 285
    About
    Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Purchase Mortgage
    Refinance Mortgage
    Jumbo Mortgage
    Construction Loans
    Down Payment Assistance Mortgage
    FHA Loans
    USDA Loans
    No Money Down Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Education
    • West Virginia University
      Public Relations/Image Management
      bachelor of journalism
      Sep 2001 -Dec 2004
      West Virginia University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 20, 2020 - Current
    Memberships
    • SCIMBA
    • BBOR
    • Boys and Girls Club Auxiliary
    • View All
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 427579
    Gallery
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Videos
    Achievements
    • Loan Officer of the Month- Company Wide
    • Loan Officer of the Month- Branch Wide
    Hobbies
    • Exercise
    • Letting the dog in and out then back in again...and also back out.
    • Travel
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
    ©2025 All Rights Reserved

    NMLS CONSUMER ACCESS

    Licensing | Privacy | Contact Us