Hal Johnson
Senior Loan Officer | NMLS 233808
Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive hom... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
How was very easy to work with and very communicative. My client also made things seamless so it was a great experience for all. Thanks, Hal.
Reply from Hal Johnson
March 25th, 2024 01:46 PM
Liza - Thank you for review. Great to work with you. Your clients were a dream!
Hal was quick and diligent while helping us acquire our home loan. He was wonderful to work with.
Reply from Hal Johnson
March 25th, 2024 01:48 PM
Jaclyn (and Justin) - Thank you for your kind review. You both were easy to work with and I really appreciate your diligence! Hope you have many wonderful years in your new home.
Hal was available to answer questions. Even though he came into this after a change from previous loan officer, he made the transition very smooth. Returned our phone calls promptly
Reply from Hal Johnson
March 29th, 2024 02:10 PM
Thank you for your review! It was great to work together on your new Atlantic Builders home. Appreciate your attention to detail!
Kind regards,
Hal
Everything was done remote except for final closing. Hal answered any questions promptly.
Reply from Hal Johnson
March 13th, 2024 07:45 PM
I appreciate the positive feedback, Gary. It was a pleasure to assist you throughout this remote process. Ensuring all your questions were answered promptly was my top priority. I'm glad to hear your final closing went smoothly. Thanks for...
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Hal and his team were with me every step of the way and made everything seamless! Excellent communication and customer service!
Reply from Hal Johnson
February 24th, 2024 02:34 PM
I'm incredibly grateful for your kind words, Cindy. I'm thrilled to hear that my team and I were able to provide a seamless experience for your home loan purchase! The satisfaction of our clients is our top priority at Embrace Home Loans, and...
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I appreciate Hal’s patience working with me in the processing of all information needed to complete the loan process. He kept me up to date as to what was needed and assisted me through each step. It was great working with Hal.
Reply from Hal Johnson
February 22nd, 2024 01:36 PM
I'm truly appreciative of your kind words and the 5-star review, Margie. Wish you many happy years in your new Atlantic Builders home. Looking forward to working with you again in the future.
Consistent communication with a professional, helpful and knowledgeable manner.
Reply from Hal Johnson
February 18th, 2024 05:39 PM
I'm thrilled to hear that you had a positive experience working with me on your Atlantic Builders purchase Jan! Your 5-star rating means the world to me. Communication is key, especially when it comes to such significant financial decisions...
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Hal and his team at Embrace made, what would've been a very stressful quick-close timeline, an absolute breeze. This was my husband and I's first home buying experience together, so naturally we had many questions and Hal was always very quick...
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Reply from Hal Johnson
February 18th, 2024 05:41 PM
Sydnie it was my pleasure assisting you through each step, from pre-approval to purchase. Your satisfaction is what we strive for, and knowing that we helped make your dreams come true is the best reward. Thank you for trusting us with your...
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Hal was extremely easy to work with, and was always prompt at getting back to us if we had questions or concerns after normal business hours. He and our agent worked together to make the home buying process easy for us and we really appreciate...
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Reply from Hal Johnson
February 13th, 2024 02:33 PM
Daniel - Thank you for your review. So happy for you and Sydnie finding your new home! Great to work with you both and Pam Bradley.
He was very responsive and transparent when we had questions. Our mortgage financing account was assigned to him around two weeks before our closing date. We were able to close on time.
Reply from Hal Johnson
February 12th, 2024 06:23 PM
Valerie - Thank you for your review and kind words! Wonderful to work with you and help finalize your financing on your new home.
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About
Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive home financing solutions with Embrace Home Loans. Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He's focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. Contact Hal today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Senior Loan OfficerJun 3rd, 2022 - Current
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 233808
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Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.