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Hal Johnson - Senior Loan Officer | NMLS 233808 in Fairfax, VA

Hal Johnson

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Senior Loan Officer | NMLS 233808

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Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive hom... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
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1 Star
0%
Reviews from Web
  • SFTP
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    Sarah B
    Charlottesville, VA
    Posted on December 23rd, 2022 12:36 PM
    Quick and easy process
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    Cyrus B
    Charlottesville, VA
    Posted on December 15th, 2022 02:19 PM
    Very professional, kind and responsive! Will never work with anyone besides Hal again!
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    Patricia L
    Midlothian, VA
    Posted on December 2nd, 2022 05:24 AM
    Hal was always available to explain and answer questions about each step of the loan process. He was friendly and caring making us feel safe with Embrace. I would highly recommend Hal to anyone that asks.
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    Elizabeth R
    Midlothian, VA
    Posted on November 29th, 2022 12:11 PM
    Hal was extremely helpful, quick to respond to questions or concerns at any time, and had great communication with my realtor. He explained things to me in a way I could understand, and he made himself available so we could make quick offers...
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    Susan W
    Midlothian, VA
    Posted on November 26th, 2022 03:31 PM
    Hal Johnson is professional, knowledgeable, and has an impeccable sense of urgency
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    Michelle I
    Charlottesville, VA
    Posted on November 23rd, 2022 12:04 AM
    Hal was always kind, patient and knowledgeable.
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    Arthur S
    Charlottesville, VA
    Posted on November 21st, 2022 03:16 AM
    The overall process was smooth and well executed with no surprises; plus we ended up with a reasonable mortgage rate.
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    Aidan D
    Crozet, VA
    Posted on October 22nd, 2022 01:02 PM
    Hal was always keeping us informed of rates and called us when our 90 day window was approaching. He was a pleasure to work with.
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    Bilal A
    Centreville, VA
    Posted on October 5th, 2022 02:29 PM
    Hal was professional, patient, and went above and beyond to help us with our mortgage. He is the reason we used Embrace 10 years ago for our first home, our refinance, and now our new forever home. He’s simply the best in the biz.
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    Erin R
    Palmyra, VA
    Posted on September 26th, 2022 07:32 PM
    Hal was very helpful and quick respond to any emails, texts, or call with the information I needed, even on weekends. He made the whole process of applying for our loan through closing on our new home smooth and easy.
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    About
    Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive home financing solutions with Embrace Home Loans. Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He's focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. Contact Hal today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jun 3rd, 2022 - Current

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 233808
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.