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Hal Johnson - Senior Loan Officer | NMLS 233808 in Fairfax, VA

Hal Johnson

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Senior Loan Officer | NMLS 233808

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Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive hom... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
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1 Star
0%
Reviews from Web
  • SFTP
    Z
    Zuhura M
    Waynesboro, VA
    Posted on September 24th, 2023 09:06 AM
    I appreciate how open and honest he was through out the whole process. He communicated everything in way that was simple and concise enough for some who is going through it for the first time to understand. He was easily accessible if I had...
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    Reply from Hal Johnson
    September 25th, 2023 12:26 PM
    I'm glad to know that you appreciated my commitment to transparency and communication, Zuhura. It was my goal to make the home buying process as understandable and seamless as possible for you, especially as a first-time home buyer. I'm always...
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  • SFTP
    K
    Kayla S
    Waynesboro, VA
    Posted on August 29th, 2023 11:54 AM
    Hal made the experience easy and enjoyable. We are happy to have him along for the process! Thanks for everything you have done and continue to do!
  • SFTP
    A
    Arohi K
    Charlottesville, VA
    Posted on August 15th, 2023 09:44 PM
    Thank you helping us and being prompt with your responses.
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    Chantal S
    Waynesboro, VA
    Posted on August 11th, 2023 12:21 PM
    Hal gave me great advice and made the entire prices great.
    Reply from Hal Johnson
    August 11th, 2023 01:05 PM
    Thank you Chantal. Great to work with you and Atlantic Builders.
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    H
    Honishka A
    Springfield, VA
    Posted on July 3rd, 2023 10:31 AM
    Hal was thorough in his research and information about the loan. He was very helpful and responsive in providing us the loan pre-approval letter for time sensitive offers we made on several houses. He worked on weekends and holidays to male...
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    Reply from Hal Johnson
    July 10th, 2023 12:50 PM
    Thank you Honishka! It was a pleasure to work with you on your new home financing. Hope you and your family have many wonderful years in your new home.
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    J
    James D
    Fairfax, VA
    Posted on June 30th, 2023 11:13 AM
    Hal was welcoming and friendly from the very first call we had with him to talk about the loan process. My wife and I never once felt like we were in too deep because Hal was there to explain everything, answer our questions and help guide...
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    Reply from Hal Johnson
    June 30th, 2023 12:31 PM
    Thank you James. Great to work with you and Danielle on your home purchase!
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    I
    Irene D
    Springfield, VA
    Posted on June 27th, 2023 03:18 PM
    Hal is always responsive and knowledgeable about this competitive market. He is creative in the financing options he can offer and works well with my clients!
    Reply from Hal Johnson
    June 27th, 2023 04:21 PM
    Thank you Irene - always great to work with a professional like you!
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    A
    Anne B
    Crozet, VA
    Posted on June 13th, 2023 01:39 PM
    Hal not only has excellent loan products to offer, but he is also a consummate professional. Great communication, attention to detail, and proactive problem-solving. He has a great rapport with my clients, and I really enjoy working with him!...
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    Reply from Hal Johnson
    June 27th, 2023 04:23 PM
    Thank you so much, Anne! I really appreciate your kind words. It's always a pleasure working with you and I look forward to continuing our work together!
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    Eric H
    Crozet, VA
    Posted on June 10th, 2023 02:50 PM
    Hal worked well with us for a smooth loan and closing process
    Reply from Hal Johnson
    June 27th, 2023 04:25 PM
    Thank you so much, Eric, for the great review! I'm glad you had a smooth loan and closing process. It was a pleasure working with you!
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    Jaclyn D
    Crozet, VA
    Posted on June 1st, 2023 01:07 AM
    Hal was wonderful to work with! He was very knowledgeable, responsive and attentive in guiding us through our first home purchase process. It was a competitive situation with a short timeline and multiple offers, and Hal’s support throughout...
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    Reply from Hal Johnson
    June 27th, 2023 04:26 PM
    Jaclyn - Thank you for your thoughtful review. So happy we were able to win this one. Wishing you many happy years in your new home.
  • 101–110 of 191
    About
    Hal Johnson (NMLS #233808) is a premier mortgage loan officer and local lending expert in Charlottesville, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Hal provides comprehensive home financing solutions with Embrace Home Loans. Hal Johnson is a Senior Loan Officer in our Charlottesville, VA branch. He's focused on originating loans to help borrowers meet their unique financial needs and achieve their homeownership goals. Contact Hal today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jun 3rd, 2022 - Current

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 233808
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.