

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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We needed to acquire a home right away and your team knew what to do to get it done. Thank you for keeping me on top of things to make sure we closed on the target date.
Virginia (Ginny) Phillips and Team Atlantic Bay Mortgage were awesome!! Kept me on track with required documents, updated me regularly and guided me step by step. I am very grateful for their assistance and expertise.
It was extremely easy to work with Ginny and Atlantic Bay! Super responsive and helpful.
Yes
Great support and customer service throughout the entire home buying process.
Ms. Phillips was very patient with me. Applying for home mortgage alone was nerve racking but she was always able to explain the process and answer my questions. I appreciate that.
Ms. Phillips was very patient with me. Applying for home mortgage alone was nerve racking but she was always able to explain the process and answer my questions. I appreciate that.
Very professional and easy to work with.
Every person I interacted with was professional, thorough and friendly.
Ginny and her team made my entire process seamless. They are super organized and very informative, if you have any questions. They communicated very effectively with deadlines and any information they needed to gather.Thank you Ginny and team...
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.