Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny and her team helped my husband and I so much through the Process . Anytime we had questions they didn't just text/email us back... they called us and explained everything in detail. Made our process very smooth. couldn't be more happier...
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Reply from Ginny Francum
May 24th, 2026 12:57 PM
Ahhhh. Thanks so much!
You made everything so effortless for me, and kept me well informed each step of the way.
Reply from Ginny Francum
May 24th, 2026 12:57 PM
Thanks for taking the time to write the review. Truly appreciate it!
Ginny and her team made my first home purchase a breeze! They made sure to communicate all the details I needed to know, allowed me to close in an extremely fast timeframe, and made the entire process easy and worry free. Highly recommended!...
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Reply from Ginny Francum
May 24th, 2026 12:58 PM
Thanks so much!
Overall a good experience but a bit confusing at times with multiple people with Atlantic Bay requesting the same information. With al! of the required documents needed from the buyer it can be stressful to keep track of what was sent to who,...
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Reply from Ginny Francum
May 24th, 2026 12:58 PM
It does take a village. I appreciate the feedback!
Ginny and her team were phenomenal! They made the entire process smooth, stress-free, and easy to understand from start to finish. Communication was always clear and timely, and I felt supported every step of the way. Highly recommend!
Reply from Ginny Francum
May 24th, 2026 12:58 PM
Thanks!!
Explaining everything was easy, process was a breeze, good conversations
Reply from Ginny Francum
May 24th, 2026 12:58 PM
Whoohoo! Congrats on your new home!
Ginny and her team provided top notch support to assist us in finding our new Home in our dream location. They never left our side. They made sure to keep us informed the entire time and broke large tasks down into small tasks to keep stress...
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Reply from Ginny Francum
May 24th, 2026 12:59 PM
I’m so glad you felt supported. ❤️
Ginny, you and your team did great job, thanks again.
Reply from Ginny Francum
May 24th, 2026 01:00 PM
Thank you!!!
Smoothe and easy-going
Reply from Ginny Francum
May 24th, 2026 01:00 PM
Excellent!!
Ginny and her team made the lending process very easy, especially since she worked so well with our realtor, Carlyn Menser. Everything was transparent, well-communicated, and trustworthy. Additionally, the team was always reachable and reactive...
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Reply from Ginny Francum
May 24th, 2026 01:00 PM
Thanks so much for the great feedback!!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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- NMLS# 447959
- Licensed in NC & VA
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© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.