

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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I had such a great experience. Choosing you and your team was absolutely the best decision I could have made. The process went so smoothly, and I appreciate all of you for your hard work. I would definitely recommend Ginny Phillips and her...
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Once our realtor contacted Ginny she got us the approval letter need in one day the process was then started she made everything so smooth from start to finish and it took us less than 2 months. Ginny went hard to work & didn't stop until we...
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Thank you for all your help!
There was an open line of communication and every step of the process was explained in great detail
Ginny and her team made the process feel seamless. They were always open and readily available for questions.
Very friendly staff and very responsive. It was a pleasure to work with all of them. I highly recommend.
Informative, patient, and always friendly and encouraging.
Everything was kept positive. Even in the ordeal of filling out many forms, it wasn't as much of a drag as it could have been since Ginny and her team were always there if we needed assistance.
You sold my loan to one the worst Mortgage companies out there Penny Mac before my first payment was even do. I will never use Atlantic Bay again and will try to defer anyone I can from using you.
Ginny and her team made the entire process fast, smooth and easy
641–650 of 1427
About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.