

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Ginny made the process easy start to finish.
This is my second time using Ginny on a personal property. She goes above and beyond to make sure I am able to get the best product and pricing possible. I love referring her to other people, as well. I trust that Ginny and her team will always...
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Quick and helpful feedback, quick response to questions, always cheerful!
You and Whitney were a great team! We loved working with you both!
Great at keeping us in the loop throughout the whole process through email, text, and phone calls. Worked well with our realtor and made the home buying experience relatively straightforward which reduced our stress level.
I would have liked to have a lower rate and shorter term, but none of the issues with getting closed were your responsibility and I appreciate your customer service. Thank you.
Ginny and the Atlantic Bay team were great.
They addressed all our concerns and made this transaction the least of our worries.
Thank you, to All.
Ginny and her team we're there every step of the way they we're vigilant in making sure the process went smooth they made sure I understood what was needed and worked to help me secure docs and info needed and helped close quickly they are...
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Ginny was amazing! She was always there with an answer in a timely fashion. We never had to wait for days for a response. She also pointed us in the direction of resources to ensure our home was affordable. My family and I are very grateful...
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Ginny and the team we amazing! They made the process extremely smooth. We were able to keep in touch with them and anytime we weren’t able to reach them, they promptly returned our calls even during the Thanksgiving holiday. I would definitely...
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.