Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Love my experience with Atlantic Bay. They were very professional and keep me informed of the process of my loan all the way. I would definitely recommend them to my friends and family.
I had a great experience with Ginny Phillips and her team to help me start and push my VA loan from start to finish in purchasing my second home in Suffolk, VA. Atlantic Bay had a lot of credits with the house i was looking to purchase so that...
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Atlantic Bay made the whole home buying process as easy and smooth as it could be. The whole team was available to answer any questions/concerns. Highly recommended!
It was a lot easier process than i had expected, the whole team went through and explained every step of the way and quickly answered the questions i came across. Thanks again
Everything was very clear and easy! Thank you and your team so much!
You guys made the loan process simple and clear. Thank you.
Thanks for helping us
Good communications, No drama. From pre-qualification to closing, everything went smoothly. Ginny and her staff were very helpful. They worked with us to discuss our options and get the right loan for our needs.
Y'all were great. Very smooth transaction. Drama free.
Good communications, No drama. From pre-qualification to closing, everything went smoothly. Ginny and her staff were very helpful. They worked with us to discuss our options and get the right loan for our needs.
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.