

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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We recently closed on our first home loan with the help of Ginny and Atlantic Bay. They made the entire loan process from start to finish incredibly simple and easy. They were a tremendous help with purchasing our home and I highly recommend...
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Ginny and team was great to work with. Definitely recommended for an overall breakdown and experience for First time home buyers. Thank you all for your time and dedication with me.
Reply from Ginny Phillips
August 10th, 2023 12:15 PM
Thank you for the kind words, Ashley! We are so glad to hear that we were able to give you a great experience as a first-time home buyer. We at Atlantic Bay Mortgage Group strive to provide everyone we work with the best possible service. We...
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Ginny and team was great to work with. Definitely recommended for an overall breakdown and experience for first time home buyers. Thank you all for your time and dedication with me.
Great responses and helping with understanding everything, definitely helped with me being a new home buyer/owner
I found Ginny and Atlantic Bay through the Virginia Housing website while looking into down payment and closing cost assistance programs. I also already had some familiarity with Atlantic Bay since they're one of my employer's clients. I'm...
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Easy, smooth experience once again
Thank You to Ginny Phillips and entire team at Atlantic Bay Mortgage, for making a dream a reality! Your the Best...
I don't have anything else to add, I had a great experience with the team, thank you for helping me purchase my first home.
I appreciate your responsiveness and how well you explained everything.
Thank you so much for your help and great service! You were always quick to respond and answer any questions that we had!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.