

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Loved working with your team!
Reply from Ginny Phillips
November 24th, 2025 08:59 PM
Queen!! Congrats on your new home!!
Fantastic!
Reply from Ginny Phillips
November 24th, 2025 09:00 PM
Thanks so much!!
Thank you!
Reply from Ginny Phillips
November 12th, 2025 07:07 PM
Thank you! We loved working with you again.
Ginny you were great. Need more people like you in the industry. Always keep that human side about you in such a constant changing business.
Reply from Ginny Phillips
November 12th, 2025 07:07 PM
Thanks so much! That means a lot to me. :)
Thanks for all the help
Reply from Ginny Phillips
November 12th, 2025 07:08 PM
Congrats on your new home Dearl!!
Ginny was very patient and answered all of my questions. The transaction was smooth from beginning to end.
Reply from Ginny Phillips
November 12th, 2025 07:08 PM
Thanks so much!
A very notable part of the experience was always receiving timely responses to all questions, etc.
Reply from Ginny Phillips
November 12th, 2025 07:08 PM
Thanks Joann! We think it's important to respond quickly - to reduce any possible anxiety.
Ginny and Team provided my family with an excellent experience as first time buyers. They put us at ease by walking us through each step of the process.
Reply from Ginny Phillips
November 24th, 2025 09:03 PM
I love to hear that!! You were wonderful to work with. G
It was an amazing experience. The amount of hiccups and roadblock along the way could've made it impossible to close but we worked around it and im forever grateful!
Reply from Ginny Phillips
November 24th, 2025 09:04 PM
You made it! Congrats on your new home!!!
Overall best communication!
Reply from Ginny Phillips
November 24th, 2025 09:04 PM
Thank you so much!
151–160 of 1425
About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.