

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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I was extremely satisfied with all of Ginny, Alicia, and Susan's support. They made our experience a happy one!
5 star customer review
Ginny was excellent to work with and the whole team was responsive and helpful in us closing quickly!
Our experience with Atlantic Bay was perfect. All the representatives we worked with were professional, smart,and had great senses of humor.They took the stress out of a procedure that can be very stressful.We would use Atlantic Bay again in...
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I want to thank Ginny, Alissa and Susan for the wonderful work you did in assisting our mortgage application. I am extremely proud of your professional attitude in keeping us informed. I will strongly recommend your company. Thank You!
My mortgage journey was completely unplanned. I hadn’t done any research. Ginny and her staff answered all my questions and concerns without fail.
Your service was excellent!Thank you much.God bless!
You have been great to work with. Thank you so much for everything!
5 star customer review
Alicia Kobialko was very helpful and knowledgeable in everything that she did. She was kind and broke down everything for me. The DocuSign made everything easier and more convenient!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Licenses
- NMLS# 447959
- Licensed in NC & VA
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.