

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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As a Real Estate Professional, I can highly recommend Ginny Phillips ! Many of my buyer clients have used Ginny as their Mortgage Professional and have been VERY pleased with the service they received !
Atlantic Bay was awesome. Ginny was great. They will definitely be my first call for my next purchase.
It was an easy process and everyone was very communicative and helpful.
Ginny and Susan were wonderful and the entire process was simple and easy!
5 star customer review
It had been over 35 years since I had apply for a mortgage. Ginny and her team were very helpful and informative. There were no surprises which gave me confidence in our transaction.
Ginny and her team are fantastic. Helpful and easy to work with.
5 star customer review
Hands down the BEST!!
Very fast and professional!!!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.