

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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As I said on my phone, Ginny always does her best for us in getting us good loans.
Ginny has always treated my wife and I well with our loans through your company.
This is the 3rd time I have worked with Ginny Phillips and Atlantic Bay. Ginny has always been prompt to return my calls or emails and service has been excellent. Would highly recommend!
Really liked the docosign. Everything went pretty smooth.
Everyone I worked with was very pleasant.It was hard going through so many steps but I understand that there is a process that must be followed.
Super easy to work with.
Very impressed with Ginny and team. I felt like the relationship was more than a financial transaction, a feeling of genuine caring about our success. Ginny went beyond my expectations to meet our needs. A sincere thanks to all.
Ginny Phillips and Jennifer Zotzmann were fantastic at handling every single obstacle we encountered! It was nice to have a team behind me that was armed and ready to tackle all of the intricacies of my home purchase.
I have always loved working with the Atlantic Bay Mortgage Group. I purchased my first home from them and also did a refinance through them. Ginny has been amazing.
5 star customer review
1261–1270 of 1426
About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.