

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Great experience, quick reaponse time. Explained everything in detail.
5 star customer review
Ginny's team was thorough, professional, informative, responsive ... I don't have enough words to describe what great service we received from the pre-qualification to the closing. Loved them all!
Excellent customer service.
We were very pleased with the entire process from discussing our options with Ginny. The professionalism, communication, dedication and care provided by Susan Duty made our entire process smooth.
Ginny Phillips and the staff were very knowledgeable and always assisted me with any questions during the process.
I’ve used you multiple times, great service! Ginny Phillips is very responsive!
Ginny was great through the whole process. Made house buying a lot easier than some of the horror stories we have heard.
Ginny and her team did a great job on my refi loan. She was able to get me a rate so low that I'm saving $1000 a month on my new mortgage!
Everyone was extremely nice and prompt to respond whenever I had questions.
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.