

Ginny Francum
Sr. Mortgage Advisor

Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Very professional and efficient team and we will call them if we have any financing needs in the future and will also refer to friends and family.
Your service was excellent above and beyond what was expected especially during this Challenging time. Team Ginny Phillips was not just the processors of our application but also a good support to us.I would like every member of this to know...
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Last minute signatures to the last hour before closing at 11 am Could not get in to docs
Ginny and her team were amazing. They were professional and very responsive keeping communication open and flowing.
5 star customer review
I bought my house 2 years ago and had an amazing experience with Atlantic Bay so when I started thinking about refinancing this year, I didn’t consider any other companies and went straight back to them for yet another wonderful experience!...
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5 star customer review
4 star customer review
5 star customer review
Dealing with Atlantic Bay is always easy. I always have the best experience with them!
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
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Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.