Ginny Francum
Sr. Mortgage Advisor
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
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Your team is very helpful, and they were with me every step of the way.Some of the upfront fees (closing costs) were higher than some other banks. The interest rate was very competitive.I will recommend Atlantic Bay Mortgage Group to anyone...
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Everything was great and we loved how the team worked with us, especially as we rotates through different houses. The only hiccup was when we received an email just a couple hours before closing asking for an updated employment verification...
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This was only my second house purchase in the USA, having been raised overseas. Ginny was amazing at answering all of my crazy questions and explaining things fully when I did not understand. The process was fast and smooth going. I would definitely...
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This lady went above and beyond to explain things to me when I did not understand and made the process so easy for me. I truly appreciate her efforts and the compassion she shows with clients. The whole process was fast, only lasting a few...
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extremely appreciated the quick turn around.
Wonderful customer service and help every step of the way, from beginning to end!
Ginny Phillips and her team were extremely professional and quick to help me on short notice.
Ginny is the absolute best! She is always available and extremely responsive. As a Realtor, she makes my job so easy!
Your group made my refinance easy, private and everyone was so great.
Great team approach used to make all aspects of a home closing come together is short order. The team exceeded expectations.
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About
Buying a home is a significant step and understanding the loan process reduces anxiety. My strength is communicating the details.
Products & Services
Mortgage Loan Officer
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 447959
- Licensed in NC & VA
Awards
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.