Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Reviews from Web
Gina's timely & informative step by step notifications throughout the process was most impressive. Thank you Gina for facilitating a successful closing.
Danny Hegarty
Berkshire Hathaway Home Services
Marco Island - Naples
Gina is very pleasant to work with, is exceptional at getting my clients approved, follows the guidelines to not only protect herself but my clients as well and is always available to me.
Always there for me
She helped in a very tricky transaction and we got it closed!
Gina is very responsive, helpful, friendly and makes deals happen quickly! Very happy to recommend to buyers!
Gina and her team was easy to contact and they helped me throughout the whole process.
Thank you for your efforts with this one especially your communication to the listing agent about the appraisal issues.
Everything was great! It’s my second time working with Gina. Fast, professional, convenient !
Gina & her team made it great. They responded quickly to my inquiries and addressed my concerns immediately. I know it's not true but I always feel like I am Gina's most important customer. :-)
Kept wanting things I sent didn't tell needed all pages
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.