Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Gina and Karitza are very thorough and on top of everything! They made the process as smooth as I’ve ever seen and we were ready to close 2 weeks before the closing date!
Gina and Karitza were amazing! We flew through the easy process, thanks to their help, and we were ready to close 2 weeks before our scheduled closing date. Great job!
Buying a home isn’t really a profession. So going into buying a home without all the answers is a scary thing. I knew for this reason I can only work with the most recommended loans officers and entities. Allowing Gina Montes and her team to...
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Gina and her team were AMAZING. They turned what I imagined to be a terrible process into a breeze. They were informative and cheerful and always communicated to me what I should and should not do. Plus the PRMG platform that allows you up...
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Gina helped me close within 22 days, even during the holidays. She was quick and responsive. Did what she said she was going to do. Would recommend.
Thy were great! Made the process so easy and they were so knowledgeable. I also felt like they truly were working on my side! Plus they are so friendly and had great response times!
Great help, all the way through the buying process of my first home
They were nice people to work with
Gina and her team are very knowable group of people, and a pleasant to work with. Highly recommended. Gina y su grupo de trabajo saben mucho y te ayudaran a conseguir el prestamo que deseas, te los recomiendo.
She is such a great worker, very professional. Gina is trustworthy, and gets things done in a unbelievable amount of time. She deticates a lot of effort into what she is doing. Thank you so much Gina!
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.