

Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL

Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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Professional service.
The communication with buyers and myself
Gina went above and beyond to help my client secure a home. She worked tirelessly behind the scenes to assure success for my clients
Fantastic and friendly communication from start to finish! Thank you Gina!
The professionalism of your entire team was very heart warming and it eased our minds , where this process can be very stressful your team eased our minds, you and your team kept us informed at all times. Thank you and your team for staying...
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Very nice people!!!! Pleasant and knowledgeable!!!! Will be using them on my next adventure!!!!
Gina was a pleasure to work with, her and her team were very informative, professional, and quick with every step of the process. It really made the experience less stressful and smooth. I would highly recommend Gina Montes and PRMG team to...
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The communication was great and everyone was so friendly and easy to talk to.
The communication during the whole transaction was awesome. Gina herself was very professional, courteous and explained everything to our client as well as to us the agents.
I want to share my terrible experience it was to work with PRMG in the Sarasota branch. My contact was with Gina Montes, she sent me a pre-approval letter, and I started my search for a property; when I found one, I went to her to tell me if...
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Reply from Gina Montes
October 24th, 2022 02:55 PM
I am sorry it did not turn out as expected. Between the time of Pre-Qualification & contract (4 months) rates increased & the association for the property also had an HOA due that we were not accounting for, we then found out it was double...
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.