

Gina Montes
Senior Loan Officer | NMLS# 387217
Lending Spot - Sarasota, FL

Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing t... Show More
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This was our first home purchase, Gina and team made the whole process seamless.
Gina was a wonderful asset in our process. Her professionalism, attention to detail and expertise made our experience seamless and basically effortless. I highly recommend Gina and her team!
Gina was incredibly during the entire process, her knowledge and professionalism are top notch, the honesty and integrity are some of the quality that she possesses ,I will recommend her to anyone trying to buy a house .
Very professional and smooth process
I can't say enough about Gina Montes. To put it into one word, Professionalism. She made the home loan process very easy. She took the time to answer all our questions and concerns. Gina was always professional, friendly, and available. Overall,...
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Always well informed, friendly, and great communication skills. Gina always makes you feel at ease.
Gina and her team were such a pleasure to work with. They were professional and efficient with everything in the process. Thanks to Gina’s expertise, we were able to construct a loan that fit our plan. Thanks Gina, you rock!
Gina and her staff were great. We were new to the Florida housing market and they walked us through every step of the process. They always had the answer we needed to our questions within a timely fashion. I would highly recommend Gina and...
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Gina was great. She communicated well and helped my customers walk through the process seemlessly.
Gina kept us updated throughout the process and that was truly appreciated!
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About
Gina isn't just a mortgage expert; with 23+ years of experience across processing, underwriting, and management, she's a problem solver who treats your dreams as her own. She anticipates challenges before they arise, proactively smoothing the path. Gina communicates with clarity, and her genuine care means she understands this is both a financial decision & a personal journey. That is why clients don't just close loans with her, they return & tell their family & friends. Working with her gives you a partnership that's deeply invested in your outcome whether you're pulling out 50k in equity or purchasing your multi-million dollar home. The difference is her personal commitment to walk alongside you, ensuring your success feels like her own.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Reverse Mortgage
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Lending Spot - Senior Mortgage Loan OriginatorMar 3rd, 2025 - Current
- Paramount Residential Mortgage Group Inc. - Senior Mortgage Loan OriginatorJan 4th, 2016 - Feb 28th, 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387217
Hobbies
- Dancing
- Community Service
- Personal Development
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Disclaimer
Lending Spot LLC ("Lending Spot") is a mortgage lender. NMLS ID #2463121 (www.nmlsconsumeraccess.org). 9655 South Dixie Highway, Suite 200, Pinecrest, FL 33156. 786-256-0193. Alabama Consumer Credit License. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Colorado Mortgage Company Registration. Florida Mortgage Lender License. Georgia Mortgage Lender License. Illinois Residential Mortgage Licensee. North Carolina Mortgage Lender License. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License. Texas-SML Mortgage Company License. Equal Housing Opportunity.