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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Gian patiently answered every question I had about my mortgage and I never felt like he didn't have time for me. He was responsive and explained things clearly.
Gian and his team are great! He made the process super easy and made the process very smooth.
Very communicative, patient and clear on next steps and expectations.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you so much for your kind words, James! I strive to provide excellent communication and clarity to ensure a smooth experience for all of my clients. I'm glad that was the case with Prosperity Home Mortgage.
Gian was so helpful from the start. He always took the time to answer all of our questions and we really appreciate everything he has done for us. Thank you Gian! :)
Gian came in at the last minute after the buyers lender had some issues that couldn’t be resolved. Gian took charge of the situation, explained things in a way that was informative and relatable and the buyers really appreciated all his communication...
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I worked with Gian for my first home, Gian was reachable anytime to answer any questions, very thorough throughout the process, very helpful, thank you Gian.. definitely recommend working with him.
Gian made our home buying experience great by helping us every step of the way. He explained the how and why of each step. He was always available and quick to respond. Thank you, Gian!
Keeping everyone well informed
Gian exceeded my expectations. My seller was very impressed with updates. I would HIGHLY recommend Gian to anyone wanting superior service.
Gian made our first home purchase and refinance such smooth experiences. When it came time to sell our first house to and upgrade to a larger home, it was a no-brainer for my husband and I to work with Gian again. We love how communicative,...
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002
- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002
Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
