Gerald Zapol
Senior Loan Officer | NMLS# 1025482
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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Recently, me and my husband bought our first house and of course we had tons of question about loan and process. Gerald always gave us the right answer within the day. The whole process was really smooth and I felt like buying house is easier...
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My wife and I just bought our first house with Gerald's help. We cross-shopped a lot of lenders and brokers, and we landed with Gerald and New America Financial both because of the rates he offered, and the fact that he was very personable,...
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Gerald helped us with a purchase of a single family home in Silver Spring. He was available and responsive whenever we had questions and ushered us seamlessly through the process. But the extra effort he showed by coming to our closing in person...
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Words cannot express my sincere appreciation to Gerald. Given the complexities and the amount of information required, he went to great lengths to ensure that my loan was a smooth. Gerald provided timely and helpful communication as he was...
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About
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Homespire Mortgage, formerly New America Financial - Residential LendingNov 1st, 2012 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1025482 | Branch NMLS# 183215
- MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
- AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
Disclaimer
This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.
Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV.
Regulated by the Colorado Division of Real Estate.
DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State.
GA License # 1025482. Georgia Residential Mortgage Licensee.
NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information.
Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov.
Licensed Mortgage Banker by the PA Department of Banking.
Rhode Island Licensed Lender.
TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.
A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department