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Gerald Zapol - Senior Loan Officer | NMLS# 1025482 in Rockville, MD

Gerald Zapol

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Senior Loan Officer | NMLS# 1025482

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I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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Reviews from Web
  • Encompass
    A
    Ashley K
    Clinton, MD
    Posted on August 22nd, 2019 12:55 PM
    Gerald!! What can I say... A breath of fresh air, he has made my home buying journey a breeze. After going through 4 lender I immediately knew after a 5 minute conversation this what it!! He means business. No fluff, No games, No back and forth....
    read more
  • Encompass
    S
    Sagar G
    Clarksville, MD
    Posted on August 17th, 2019 08:52 AM
    WOW....i mean Gerald almost pulled off my closing in an unheard of time frame of about 2 weeks. Simply amazing, efficient, caring and accommodating. I was able to close sooner than the originally targeted closing date. Thanks for treating my...
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  • Encompass
    J
    Jasmine D
    Oxon Hill, MD
    Posted on August 13th, 2019 10:24 AM
    Gerald and his team were so knowledgeable and took such great care of me I am truly grateful for them. They made this experience go from negative to positive. I cant thank them enough!!! I would recommend them over and over!!!!! THANK YOU GUYS...
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  • Encompass
    E
    Evgeny F
    Silver Spring, MD
    Posted on August 7th, 2019 01:26 PM
    Constant and instant communication, clear and supportive guidance
  • Encompass
    J
    Joshua J
    Brookeville, MD
    Posted on August 6th, 2019 09:23 AM
    Process was efficient, convenient and transparent - and with a personal touch! Also, the outcome was very good for us (significant savings).
  • Encompass
    A
    Anna M
    Posted on July 26th, 2019 01:29 PM
    Gerald was responsive, clear and thorough with my husband and I. He is a straight shooter, but very kind as he speaks. It was very nice to have him keep our feet on the ground, while opening up a world of possibilities to us.
  • agent
    A
    Allyson A
    Posted on July 12th, 2019 05:47 PM
    Gerald's communication and updates were superb, in addition to his great attitude! We had tough clients and he was amazing throughout the process!! Highly recommend :)
  • Zillow
    J
    Jason A
    Washington, DC
    Posted on July 11th, 2019 12:00 AM
    Gerald was always available to answer our questions and he explained things in very understandable ways. He brought a personal touch to the process, which made buying our first home that much more easy and pleasant. He presented us with many...
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    About
    I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Homespire Mortgage, formerly New America Financial - Residential Lending
      Nov 1st, 2012 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1025482 | Branch NMLS# 183215
    • MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
    • AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
    Disclaimer
    This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing. Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV. Regulated by the Colorado Division of Real Estate. DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State. GA License # 1025482. Georgia Residential Mortgage Licensee. NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information. Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov. Licensed Mortgage Banker by the PA Department of Banking. Rhode Island Licensed Lender. TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550. A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department