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Gerald Zapol - Senior Loan Officer | NMLS# 1025482 in Rockville, MD

Gerald Zapol

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Senior Loan Officer | NMLS# 1025482

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I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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Reviews from Web
  • Encompass
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    Chelsea R
    Alexandria, VA
    Posted on April 10th, 2020 07:58 PM
    My husband and I are so thankful for everything Gerald and his team did for us. They went above and beyond and were there every step of the way during the home buying process, even throughout the pandemic. In one word, they were awesome, especially...
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  • Encompass
    K
    Kenneth M
    Springfield, VA
    Posted on April 9th, 2020 12:10 PM
    Gerald is an exceptional loan officer. He understands my requirements and tailors service to meet my needs. He makes himself available to answer my questions and walks me through different scenarios to make sure I understand and receive the...
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  • Encompass
    C
    Christian H
    Spotsylvania, VA
    Posted on April 8th, 2020 06:09 PM
    Excellent loan package. Great team that communicated very well during such troublesome times. Thanks!
  • Encompass
    S
    Shannon F
    Washington, DC
    Posted on April 5th, 2020 03:14 PM
    Gerald was great to work with - our refinance was a quick and smooth process!
  • Encompass
    J
    James G
    Washington, DC
    Posted on April 3rd, 2020 02:37 PM
    This is the second loan we did with Gerald. Both went extremely well and he was able to deliver the lowest possible rates with the highest level of service. He contacted us on his vacation to ensure we had everything we needed. When I asked...
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    Whitney J
    Midlothian, VA
    Posted on April 3rd, 2020 10:53 AM
    Gerald was so friendly! He was so easy to get in touch with and answered all of our questions. I definitely recommend.
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    Genet B
    Silver Spring, MD
    Posted on April 1st, 2020 05:04 PM
    We recently used Gerald to refinance our house, and he was awesome. Gerald is a pure professional and was very responsive throughout the process. We will definitely be recommending him to others in the future. Genet Belete HomeownerSilver Spring,...
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  • Encompass
    Y
    Yesuf S
    Silver Spring, MD
    Posted on April 1st, 2020 02:55 PM
    I have worked with Gerald Zapol for when I bought my single-family residence home in 2017 and refinancing in 2020. Gerald always keeps me updated on what is in the financial market and in the real estate industry. He has always been professional...
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    Chad M
    Lake Worth, FL
    Posted on March 26th, 2020 09:58 PM
    Gerald knows the deal, he keeps it real (didn't mean to rhyme) is very knowledgeable and he works quickly. This is my second refi w/ his company (first w/ Gerald) and I would 100% use them again a 3rd time. Even w/ coronavirus unfolding and...
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    Marlin A
    Potomac, MD
    Posted on March 24th, 2020 06:12 PM
    Easy to work with and always available with questions that needed to be answered.
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    About
    I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Homespire Mortgage, formerly New America Financial - Residential Lending
      Nov 1st, 2012 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1025482 | Branch NMLS# 183215
    • MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
    • AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
    Disclaimer
    This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing. Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV. Regulated by the Colorado Division of Real Estate. DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State. GA License # 1025482. Georgia Residential Mortgage Licensee. NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information. Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov. Licensed Mortgage Banker by the PA Department of Banking. Rhode Island Licensed Lender. TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550. A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department