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Gerald Zapol - Senior Loan Officer | NMLS# 1025482 in Rockville, MD

Gerald Zapol

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Senior Loan Officer | NMLS# 1025482

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I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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Reviews from Web
  • Encompass
    J
    John C
    Havre De Grace, MD
    Posted on September 20th, 2020 01:57 PM
    I had had correspondence from several lenders and when we finally had a buyer for our old house, I e-mailed all of them asking for their current rate. Gerald was the only one that responded with an actual rate. We sold our house in the middle...
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    Esther N
    Columbia, MD
    Posted on September 16th, 2020 09:31 PM
    Gerald worked with me and made sure I understood lending process. He was patient, pleasant, and very professional. I would recommend him to anyone looking for mortgage lending. Thank you Gerald!
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    Trevor L
    Springfield, VA
    Posted on September 16th, 2020 08:11 PM
    This is our second time workign with Gerald. He is a consumate professional and worked with us through the crazy,topsy-turvy mortgage market this year (2020). We got a fantastic rate. I have recommended him to all my friends and relatives when...
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    M
    Mark V
    Elkridge, MD
    Posted on September 16th, 2020 05:40 PM
    great rate
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    Megan W
    Ashburn, VA
    Posted on September 16th, 2020 05:15 PM
    Great initial contact
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    Saranpreet S
    Clarksburg, MD
    Posted on September 16th, 2020 02:45 PM
    Gerald is awesome. He is very efficient and helped me make the right decisions.
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    David B
    Woodbridge, VA
    Posted on September 15th, 2020 05:23 PM
    Gerald, reliable and quick as always.
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    George B
    Clarksburg, MD
    Posted on September 14th, 2020 01:56 PM
    Gerald and his team made the process very smooth and easy, all the way through. There were no games or gimmicks, he gave us the lowest interest rate from the start, and was always upfront and honest with his advice.
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    Cristian J
    Severna Park, MD
    Posted on September 13th, 2020 04:01 PM
    Gerald helped me with my mortgage and made nice and easy. Was straight forward from the beginning and made it happen in the timeframe we set! Highly recommend working with Gerald and his team
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    Taylor L
    Pasadena, MD
    Posted on September 13th, 2020 03:01 PM
    Fast loan with no issues.
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    About
    I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Homespire Mortgage, formerly New America Financial - Residential Lending
      Nov 1st, 2012 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1025482 | Branch NMLS# 183215
    • MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
    • AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
    Disclaimer
    This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing. Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV. Regulated by the Colorado Division of Real Estate. DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State. GA License # 1025482. Georgia Residential Mortgage Licensee. NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information. Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov. Licensed Mortgage Banker by the PA Department of Banking. Rhode Island Licensed Lender. TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550. A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department