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Gerald Zapol - Senior Loan Officer | NMLS# 1025482 in Rockville, MD

Gerald Zapol

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Senior Loan Officer | NMLS# 1025482

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I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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Reviews from Web
  • Encompass
    M
    Mauricio L
    Columbia, MD
    Posted on June 13th, 2021 09:37 PM
    I am a Redfin Agent in the State of Maryland. I always recommend Gerald to all of my Redfin colleagues and clients. He is amazing!
  • Encompass
    K
    Kasia R
    Alexandria, VA
    Posted on June 8th, 2021 05:32 PM
    Gerald is the best!!! Every transaction, every client - same level of professionalism, expertise and assistance. He’s available, dedicated and a true pleasure to work with, but most of all he delivers on his promises and gets the job done....
    read more
  • Encompass
    C
    Cononiah M
    Frederick, MD
    Posted on June 7th, 2021 05:34 PM
    Speed, customer service, knowledge base!
  • Encompass
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    Lonnie D
    Conroe, TX
    Posted on June 6th, 2021 01:08 AM
    Great service and communication!
  • Encompass
    J
    Jeremy B
    Enterprise, AL
    Posted on June 4th, 2021 10:25 AM
    Gerald was incredible to work with. It truly felt like he was on my team and trying to get the best possible outcome for me. He was responsive, attentive, and agile as things changed quickly through our home buying process.
  • Encompass
    J
    Julie D
    Poway, CA
    Posted on June 2nd, 2021 12:21 AM
    Great communication and prompt attention
  • Encompass
    M
    Max B
    Indianapolis, IN
    Posted on June 1st, 2021 08:16 PM
    Gerald provides excellent service. He goes out of his way to make sure that his clients are taken care of and have access to the best rates and service!
  • Encompass
    J
    Jonathan S
    Poway, CA
    Posted on June 1st, 2021 05:24 PM
    Gerald and team made this so easy! We appreciated the straight talk from the very first moment, the follow-up from the team, and the ease with which it all happened. So grateful!
  • Encompass
    A
    Adam E
    Indianapolis, IN
    Posted on June 1st, 2021 12:21 AM
    Overall experience was seamless and generally worry-free.
  • Encompass
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    Hans C
    Alexandria, VA
    Posted on May 31st, 2021 03:25 PM
    Best communication of any lender I have ever worked with. He made me feel like he was interested in what was best for me. When it came time to doing the loan, documents were always prepared quickly and when questions were asked they responded...
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    About
    I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Homespire Mortgage, formerly New America Financial - Residential Lending
      Nov 1st, 2012 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1025482 | Branch NMLS# 183215
    • MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
    • AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
    Disclaimer
    This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing. Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV. Regulated by the Colorado Division of Real Estate. DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State. GA License # 1025482. Georgia Residential Mortgage Licensee. NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information. Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov. Licensed Mortgage Banker by the PA Department of Banking. Rhode Island Licensed Lender. TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550. A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department