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Gerald Zapol - Senior Loan Officer | NMLS# 1025482 in Rockville, MD

Gerald Zapol

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Senior Loan Officer | NMLS# 1025482

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I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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Reviews from Web
  • Encompass
    Y
    Yasa G
    Great Falls, VA
    Posted on November 11th, 2021 04:14 AM
    Gerald is so professional, honest, responsible and nice! He is always so responsive and responded to our questions timely, which we greatly appreciate! Good communication is so important in this process! We are so grateful for his patience...
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  • Encompass
    A
    Ann F
    Louisburg, NC
    Posted on November 10th, 2021 08:05 PM
    Excellent communication.
  • Encompass
    J
    Joshua P
    Canton, GA
    Posted on November 5th, 2021 04:39 PM
    Gerald was awesome. Very easy to talk to, and made the refi process extremely smooth. Thank you to Gerald and team for helping us get this done.
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    M
    Matthew J C
    Gainesville, GA
    Posted on November 2nd, 2021 03:34 PM
    Gerald got me the very best deal available! The process was smooth and closing went the same way.
  • Encompass
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    Rachael C
    Fredericksburg, VA
    Posted on October 31st, 2021 08:40 PM
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    Xiaoli L
    Alexandria, VA
    Posted on October 29th, 2021 04:32 PM
    Gerald is very knowledgeable in recommending different loan products to suit my financial situation.
  • Encompass
    B
    Baba A O
    Fairfax, VA
    Posted on October 28th, 2021 07:45 PM
    Gerald Zapol was knowledgeable and helpful.
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    Nancy H S
    Rockville, MD
    Posted on October 27th, 2021 06:18 PM
    The process was painless! The data collection was easy and straight forward. Any questions I had were answered promptly. I really appreciated how quickly the whole process was handled!
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    Mariem B
    Fairfax, VA
    Posted on October 27th, 2021 01:45 PM
    Responsive, efficient, knowledgeable, transparent!
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    Ty B
    Spotsylvania, VA
    Posted on October 26th, 2021 02:17 PM
    I have done a refinance and home purchase with Gerald, process was easy and painless for both!
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    About
    I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Homespire Mortgage, formerly New America Financial - Residential Lending
      Nov 1st, 2012 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1025482 | Branch NMLS# 183215
    • MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
    • AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
    Disclaimer
    This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing. Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV. Regulated by the Colorado Division of Real Estate. DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State. GA License # 1025482. Georgia Residential Mortgage Licensee. NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information. Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov. Licensed Mortgage Banker by the PA Department of Banking. Rhode Island Licensed Lender. TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550. A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department