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Gerald Zapol - Senior Loan Officer | NMLS# 1025482 in Rockville, MD

Gerald Zapol

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Senior Loan Officer | NMLS# 1025482

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I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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Reviews from Web
  • Encompass
    K
    Kamesha M S
    Bowie, MD
    Posted on October 18th, 2022 04:09 PM
    The team was great. We originally started with a different team and I was worried about the transition, but my experience was amazing. Jennifer and Gerald were an AMAZING resource for my family. Thank you!
  • Encompass
    B
    Bernard S W
    Middletown, DE
    Posted on September 23rd, 2022 01:07 AM
    Better communication and not last minute communication and documents should be uploaded instead of someone else hands
  • Encompass
    R
    Ryan L
    Woodbine, MD
    Posted on September 22nd, 2022 04:56 PM
    great service
  • Encompass
    A
    Alexandria T
    Burke, VA
    Posted on September 16th, 2022 05:25 PM
    We really loved Gerald’s warmth and kindness. We appreciated his effort in our unique and somewhat difficult situation. However, we felt that communication could be improved at times. Due to our difficult situation, we often felt confused on...
    read more
  • Encompass
    S
    Susana C
    Taneytown, MD
    Posted on September 16th, 2022 08:01 AM
    I want to mention Jennifer Rose hard work and outstanding professionalism. Jennifer was a great support, help and showed diligence in working with me to complete my closing on the scheduled date.
  • Encompass
    F
    Frederick C T
    Burke, VA
    Posted on September 13th, 2022 05:23 PM
    Homespire App made the experience fairly seamless. Written/electronic communication was good. I was unable to get ahold of Suzanne when needed, and my phone calls were from her never got returned. Did not have this experience when dealing with...
    read more
  • Encompass
    D
    Daniel J T
    Newfield, NJ
    Posted on September 6th, 2022 06:45 PM
    Easy communication and the process went smooth!
  • Encompass
    S
    Sonal M
    Montgomery Village, MD
    Posted on August 31st, 2022 12:36 AM
    Gerald is knowledgeable and straight forward. He will understand his customer and offer the best advice.
  • Zillow
    S
    Sonal M
    Montgomery Village, MD
    Posted on August 30th, 2022 12:00 AM
    Gerald is knowledgeable and straight forward. He will understand his customer and offer the best advice. The whole experience from knowing him through our realtor, communicating with him was easy. The only thing that can be improved is better...
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    Reply from Owner
    September 20th, 2022 12:00 AM
    Hi, Sonal – Thank you so much for taking the time to share your experience working with Gerald. We’re so happy to hear that you had an excellent experience. Best of luck to you in your new home, and thank you for choosing Homespire Mortgage
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    About
    I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Positions
    • Homespire Mortgage, formerly New America Financial - Residential Lending
      Nov 1st, 2012 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1025482 | Branch NMLS# 183215
    • MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
    • AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
    Disclaimer
    This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing. Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV. Regulated by the Colorado Division of Real Estate. DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State. GA License # 1025482. Georgia Residential Mortgage Licensee. NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information. Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov. Licensed Mortgage Banker by the PA Department of Banking. Rhode Island Licensed Lender. TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550. A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department