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Fredrick Emmer

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Mortgage Loan Originator | NMLS ID # 2215192

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The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while savi... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
89%
4 Star
0%
3 Star
11%
2 Star
0%
1 Star
0%
Reviews from Web
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    D W
    Posted on February 26th, 2025 12:00 AM
    They were super efficient with their time, and very easy to work with! Thank you for their wonderful help!
    Reply from Owner
    October 12th, 2025 12:00 AM
    We can’t thank you enough for leaving such a great review ! Thanks again !
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    Jared B
    Posted on February 25th, 2025 12:00 AM
    Josh and his crew are hands down the way to go for your mortgage loan! Extremely professional, and really goes to work to get you the best deal structured possible!!
    Reply from Owner
    October 12th, 2025 12:00 AM
    We love getting great reviews. Thanks for taking the time to leave a review!
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    Chris
    Posted on February 25th, 2025 12:00 AM
    Gone above and beyond for us and very responsive, made everything so simple and easy to work with them!
    Reply from Owner
    October 12th, 2025 12:00 AM
    Thank you so much for the gracious review. Thank so much!
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    Ellen C
    Posted on February 25th, 2025 12:00 AM
    Adam and Josh are very knowledgeable and helpful. They reply quickly any time of day. They walked through and explained everything, patiently answering my questions. I appreciate all they did for me!
    Reply from Owner
    October 12th, 2025 12:00 AM
    We are so appreciative for the review and wish you nothing but the best!
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    Cody R
    Posted on February 21st, 2025 12:00 AM
    Josh has been extremely helpful. And has been super fast was able to answer any questions I had day or night. I recommend 10/10. No complaints. Anyone looking for there first house Josh is your man.
    Reply from Owner
    October 12th, 2025 12:00 AM
    Thank you so much for the kind words, We love working with first time buyers!!
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    Andrew S
    Posted on February 17th, 2025 12:00 AM
    These people were extraordinarily helpful throughout the entire process. Josh, Adam and everyone else were top notch and were very fast to respond or email back. As a first time buyer I was very nervous about what to expect but I explained...
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    Reply from Owner
    October 12th, 2025 12:00 AM
    Andrew, Your words are so kind. We love helping people accomplish their home ownership dreams!
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    Patrick C
    Posted on February 17th, 2025 12:00 AM
    Josh was a pleasure to work with! He went above and beyond for me and my family to get into our house. I would recommend anybody To come here. Thank you Josh from the bottom of my heart. The Castro family.
    Reply from Owner
    October 12th, 2025 12:00 AM
    Patrick, Thank you so much for taking the time to review or services. We love helping people like yourself realize their homeownership dreams!. We can't wait to work with you again!
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    Christina Y
    Posted on February 10th, 2025 12:00 AM
    Joshua Deblase was awesome! He was alway available to answer my questions no matter how small they were. First time homebuyers here and I always felt like he had my back. Very professional and I always felt like he was making sure we were making...
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    Reply from Owner
    October 12th, 2025 12:00 AM
    Thank you so much. We are so grateful for you and can’t wait to work with you in the future!
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    Jimmy V
    Posted on January 7th, 2025 12:00 AM
    Great service very nice people fast and efficient
    Reply from Owner
    October 12th, 2025 12:00 AM
    Jimmy, It has been our pleasure to assist you and your precious family. We love helping first time home buyers realize their dreams!
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    Stina L
    Posted on July 13th, 2023 12:00 AM
    Josh and his team are very helpful and nice. Thanks for all your help.
    Reply from Owner
    October 12th, 2025 12:00 AM
    Stina, Your words mean the world to us. Thank you for trusting us with your home loan. We love helping people with their home ownership dreams!
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    About
    The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while saving them time, money, and stress. We provide a first-class home financing experience and proudly maintain a 98% customer satisfaction rating.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    Home Equity Loan
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS ID # 2215192
    Disclaimer
    MLD Mortgage Inc. dba The Money Store, NMLS ID #1019 (www.nmlsconsumeraccess.org). Located at: 30B Vreeland Rd, Ste 200, Florham Park, NJ 07932. Phone: 973-805-2000. Licensed by the New Jersey Department of Banking and Insurance, license #99117842. View our licensing at: www.themoneystore.com/state-licensing. View our privacy policy at: www.themoneystore.com/privacy. Equal Housing Opportunity. Not all applicants may qualify. Some products not available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Program, rates, terms, and conditions apply. © 2026 MLD Mortgage Inc. dba The Money Store. All Rights Reserved.