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Fredrick Emmer
Mortgage Loan Originator | NMLS ID # 2215192
The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while savi... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Very good people and great to work with. Goes above and beyond
Excellent job yall. Josh hustled as hard as we did and helped us out from start to finish.
Have dealt with other lenders in the past that sat around and weren’t proactive-not Josh and team!
Thank you!
Reply from Owner
October 12th, 2025 12:00 AM
Thank you for recognizing Josh's hard work. He is definitely constantly working to make things happen for people. Thank you for this great review.
We have had some challenges to conquer due to Covid. Josh was very honest on where we stood and gave us advice on different options to overcome the setbacks. It is refreshing to have a person who was honest, straight forward and willing to...
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Reply from Owner
October 12th, 2025 12:00 AM
Thank you so much for the kind words.
Awesome lender! Josh went above and beyond to get things done and quickly with professional skill from start to finish. Highly recommend!
Reply from Owner
October 12th, 2025 12:00 AM
Thanks so much for the great review Kevin.
Adam and Josh were very helpful! The team always replied quick and they were very amazing ! Thank you!
Reply from Owner
October 12th, 2025 12:00 AM
We really appreciate the kind words!
Service was amazing! Josh and Adam were very helpful with my loan! I want to thank the team for always helping out! They always answered quickly!
Reply from Owner
October 12th, 2025 12:00 AM
You are so kind. Thank you so much!
They were very knowledgeable and experienced in what they do. Very helpful and positive!
Reply from Owner
October 12th, 2025 12:00 AM
You review means so much. Thank you for taking the time to give us such a great review !
Great people, helped me all the way through the process.
Reply from Owner
October 12th, 2025 12:00 AM
It means so much you took the time to leave us such great review!
They did an amazing job and they were quick to respond. Amazing people!
Reply from Owner
October 12th, 2025 12:00 AM
Your review means the world to us. Thanks for taking the time to review our company!
I want to express my heartfelt gratitude to Adam and the entire team at Southwest Funding. Their help, patience, and dedication made the entire process smooth and stress-free for my Mother! Adam went above and beyond to ensure everything was...
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Reply from Owner
October 12th, 2025 12:00 AM
You’re too kind. Thank you for taking the time to review us!
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About
The Money Store has been a trusted mortgage brand since 1972. We are a family-owned, privately held lender that serves homebuyers and homeowners from coast to coast. Our mission is to help people achieve their homeownership goals while saving them time, money, and stress. We provide a first-class home financing experience and proudly maintain a 98% customer satisfaction rating.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Home Equity Loan
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS ID # 2215192
Disclaimer
MLD Mortgage Inc. dba The Money Store, NMLS ID #1019 (www.nmlsconsumeraccess.org). Located at: 30B Vreeland Rd, Ste 200, Florham Park, NJ 07932. Phone: 973-805-2000. Licensed by the New Jersey Department of Banking and Insurance, license #99117842. View our licensing at: www.themoneystore.com/state-licensing. View our privacy policy at: www.themoneystore.com/privacy. Equal Housing Opportunity. Not all applicants may qualify. Some products not available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Program, rates, terms, and conditions apply. © 2026 MLD Mortgage Inc. dba The Money Store. All Rights Reserved.