

Frank Virga - AnnieMac Home Mortgage
Area Manager | NMLS# 71396

Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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First, and foremost, was accessibility and availability to talk to and field any questions we had during the process, which was smooth and extremely convenient.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
Thanks for the awesome review, Daniel! We work hard to meet expectations like yours, and we are happy to hear we hit the mark for you. If there is anything else we can do for you, your family, or people you care about please contact us.
Professionalism and honesty!
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
“Thanks so much for sharing your experience with us.
Getting our mortgage with embrace home loans was seamless and Frank and his team made our entire home buying process much less stressful than we had expected. Frank is easy to reach out to and communicate with (even when he's out of office!...
read more
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
We really appreciate you taking the time to share your Mortgage experience with us. We Hope you are enjoying your new home.
Professional. Great service. Quick closing.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
Thank you for the kind words, Anna we are so happy this went so smoothly for you.
The personal help of Juliana Quintero made it all easier; tell her Thank you.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
Thank you for the kind words, Shirley we are so happy this went so smoothly for you.
It is wonderful to work with Team Frank . This time juliana was equally great
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
Thank you so much for your 5-star review! We will share this with our team to let them know to keep up the amazing work
We are happy to have chosen Embrace. Thanks to them we have our dream home.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
We really appreciate you taking the time to share your Mortgage experience with us. We Hope you are enjoying your new home.
Mr. Virga and Juliana were very responsive to any inquiries I made throughout the whole process. Juliana was great at explaining the process and very helpful overall. I am very happy and satisfied with Embrace.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
Thank you so much for your 5-star review! We will share this with our team to let them know to keep up the amazing work.”
Worked together through issues, communication was good
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
Thanks so much for sharing your experience with us.
Frank & Kristy were very on top of everything. Made it easy for us.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
We are incredibly grateful that you took the time out to leave us a 5-Star review.” WE are so happy to be part of your homeownership path!
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About
Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Frank is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 71396
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.