

Frank Virga - AnnieMac Home Mortgage
Area Manager | NMLS# 71396

Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
For first time home buyers, the closing process was made to be so smooth and understanding for us. We are so happy with our new forever home and couldn’t be more grateful to embrace for making this process as seamless as possible!
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
I enjoyed working with you. Thanks for the great feedback.
Frank was able to help me close on a tight schedule with a fair rate after the previous lender tried to upcharge me.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
We hope we'll have the opportunity to serve you again and deliver exceptional services.
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Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
We are sorry that you did not have a 5-Star experience. I would love to know your perspective and help us improve.
So fast . Was able to get the clear to close in 2 weeks
Embrace team support...
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
It was great working with you. Thanks again for putting your trust in us.
As first time homebuyers, not really knowing the process, the Embrace team was always there to answer our questions and keep us advised. So glad they were recommended to us. They made the whole process easier than I would’ve thought possible...
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Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
I enjoyed working with you. Thanks for the great feedback.
Certainly! What made it great was the favorable terms, competitive interest rates, and excellent support for first-time home buyers. I appreciated the seamless process and clear communication throughout.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
I really appreciate the feedback and am looking forward to working with you again.
The constant keeping in touch and the app itself works well.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
Frank and his team are professional, very communicative, helpful and go above and beyond.
The experience working with Frank Virga and the Embrace Home Loans team was fantastic. Professional, efficient, communicative. Could not ask for a better, smoother experience. Looking forward to a long realtionship with Frank.
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About
Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Frank is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 71396
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.