Frank Virga - AnnieMac Home Mortgage
Area Manager | NMLS# 71396
Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Frank was transparent and made communication very easy. He helped answer any and all questions we had as first time homebuyers.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
I'm glad to hear that you had such a positive experience, Erin. As first-time homebuyers, it's crucial to feel knowledgeable and confident about your purchase, and I'm pleased I could provide that for you. Your feedback reinforces why I love...
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The entire process was very simple . Erin was great at keeping us in the loop. The app was also very useful making submitting documents very easy and told us what stages we were at and what would be next. overall a great experience.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
Hi Carima, I'm thrilled to hear that you found the entire process easy and that you had a great overall experience. Erin and the rest of our team at Embrace Home Loans strive to keep our clients informed at each step of the process, and it's...
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Everything went smoothly and quickly. Aaron was exceptionally helpful as well.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
Thank you so much Jessica for your kind words and 5-star review. It was a pleasure assisting you with your purchase and ensuring everything went smoothly and quickly. We also appreciate your recognition of Aaron's efforts. We at Embrace Home...
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Frank and his team were very professional and extremely helpful throughout the process of getting our loan. Always answered questions in a timely manner and advised us when we needed to.
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
I'm thrilled to hear about your positive experience, Dionisios! It's always a priority for our team at Embrace Home Loans to provide professional and timely assistance in the loan process. Thank you for trusting us with this important task...
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Frank went above and beyond during my experience. Besides being very responsive, he also explained every route and consequence to me, provided excellent advice, and together we had a smooth closing experience! Would highly recommend
Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
I'm absolutely thrilled to hear that your experience was a positive one, Emilee. Ensuring a smooth closing experience and providing clear communication are top priorities for me. I'm pleased to know that you felt supported and well-informed...
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Frank Virga is always responding to client and providing solutions!
The step by step guidance has been really helpful. Juliana is always available to address my concerns. Sir Frank is patient and kind. Home buying is a very stressfull process but Sir Frank/Juliana have always been advising us from day zero...
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Reply from Frank Virga - AnnieMac Home Mortgag...
January 9th, 2025 09:50 PM
Hi Marnelli, I'm thrilled to hear about your positive experience with Embrace Home Loans! Thank you for the excellent rating. It was a real pleasure assisting you with your home purchase and guiding you every step of the way. It's our job to...
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Frank was very helpful throughout the process
The whole team was professional, kind, and incredibly knowledgeable. They spent their time talking to us, and making sure we were comfortable and fully understanding of the process every step of the way. We felt fully supported and in good...
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Good communication and easy platform to submit documents.
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About
Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Frank is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 71396
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.