

Frank Virga - AnnieMac Home Mortgage
Area Manager | NMLS# 71396

Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Frank Virga @ Embrace was awesome. I had to switch from another mortgage broker to Frank last minute at 7pm one evening and he called me back in the middle of coaching his son's baseball game. He got me a rate lock before midnight the same...
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Frank made my mortgage process go so smoothly. At the last minute I had to change from another mortgage broker to Frank. I first contacted him at around 7pm and within and hour he gave me a call while in the middle of coaching a sons baseball...
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Frank Virga and his team was excellent from begining of loan application to closing. He was always available with my questions anytime of day . I def would recommend embrace home loans to friends and family .
Frank helped supply us with all the information to better understand what we could afford and was fast with giving us our preapprovals which in this competitive market meant the difference. Thank you Frank!
Frank was always just a phone call away. Being a first time home buyer I had a a lot of questions and concerns and they were always answered quickly and efficiently. Other mortgage companies did not compare to the service I received, and believe...
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Professional, straight forward. Has great input and ideas
Thanks for being available, thorough and professional!
Frank worked so hard to get us the best rate, and keep that rate throughout the closing process. He explained everything, went over the final #'s several times with my wife and I, and made us feel so comfortable throughout the entire process....
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Frank was easy to communicate with. He returned phone calls and emails quickly and answered all of our questions in a timely manner. He was very transparent through the entire mortgage process which gave us pease of mind.
great service all around
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About
Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Frank is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 71396
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.