

Frank Virga - AnnieMac Home Mortgage
Area Manager | NMLS# 71396

Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Frank and his team treated me like family, and got me through the whole process of getting my loan seamlessly. We were so happy with their service. I highly recommend Frank Virga and his team at Embrace Home Loans
As a first time home buyer, frank and his team were terrific! He thoroughly explained the process and made it as easy as can be when purchasing my first home. I would highly recommend Frank to anyone!
Frank is a consummate professional who consistently made himself available to answer all of my questions (and I can assure you I had many). This was during times that worked around my schedule including late nights and weekends. Frank is incredibly...
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Frank was a pleasure to work with and always made us feel like we were his friends rather then his clients. There was never a time or day that he wasn’t available to answer our questions and to give us advice. He made this process easy and...
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Thank you so much for everything. I am very happy for the time my loan officer took filling me on the process every step of the way. Embrace home provided me with excellent service and we're very helpful. Thanks to my loan officer who was very...
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Frank was well rounded in all areas of my concerns in purchasing a home. Quick responses with e-mails etc. Great suggestions and overall a pleasant experience with buying.
More than great ! My closing was just in one month who could believe that but it happened to me! I’m
Very thankful for each and everyone on the team! Will definetly recommend you guys!
Everyone was pleasant and we felt confident that our refinance was being handled in the best possible way.
Frank and his whole staff was more than accommodating to all my needs. They went above anything I could ever expect. They made buying this house a pleasurable experience. I thank them all and would recommend them to anybody who wants to buy...
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enjoyed working with Mr virga, took care of my loan quickly and professionally.
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About
Frank understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Frank is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 71396
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.